Articles in "2015 May":

Don't Forget Your 401(k)!

  Michael Lynch     Tue May 26 15:00:00 EDT 2015 

blog_thumbnail_box

A recent Hartford Funds survey showed that most people working with a financial advisor chose to do so to begin planning for their retirement. The retirement topic is relevant to each and every one of us, and I have a simple—but surprisingly informative—exercise that financial advisors can do with their clients that will incite a meaningful retirement conversation.

Ask your clients to make a list in response to this one question: “If you were to leave your company tomorrow, either to retire or to accept an opportunity elsewhere, what are the three things you would take with you?”

The Shelter in the Storm: Talking to Your Clients about an Interest Rate Hike

  John Diehl     Tue May 12 09:00:00 EDT 2015 

blog_shelter_05-12-15

The most recent Jobs Report has reignited headlines debating when the Fed might possibly announce an interest rate hike. Chatter around the subject abounds, with every media outlet weighing in and quoting an expert about the impact of higher federal interest rates. Some even include a list of what consumers should do before the as-yet-to-be-confirmed rate rise, urging them to pay down debt, make big purchases now, and prepare for stock market losses.

The rate hike debate, while important, is just another example of how the news of the day can serve as a ‘doom and gloom’ trigger for investors. I routinely address the topic of media-induced panic with financial advisors, citing research that shows how this overload of information has the potential to incite panic in your clients, pushing them to make emotional investment decisions.

So how do you ease your clients’ fears for the implications of increased federal interest rates?