Client Conversations: What’s the Real Return on CDs?
Client Conversations gives financial advisors an easy way to communicate with clients on topics influencing financial markets; it highlights common investor behaviors and offers ways to address the challenges investors face. Share this article with your clients, and remember to follow your firm's policies that govern sharing content with clients and prospects.
1 CD rates are reported by the Citi Certificate Of Deposit 6 Month Index.
2 Highest marginal federal income tax rate based on $100,000 of taxable income for a married couple filing jointly, www.taxpolicycenter.org
3 Inflation rates are based on the Consumer Price Index (CPI), a measure of change in consumer prices as determined by the U.S. Bureau of Labor Statistics. You cannot invest directly in the index.
All investments are subject to risk, including the possible loss of principal.