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Using Technology To Not Retire

Increase your value by showing clients how to stay relevant in the labor force when they're not ready to leave.

Given that Americans are living longer, working past traditional retirement age is not uncommon. In fact, a recent survey revealed that 70% of baby boomers either expect to work past age 65, are already working past age 65, or don’t plan to retire.* 

But how will they retain or even increase their value in the workplace—especially among younger coworkers, or those with more current knowledge? Or what if your clients don't want to work a 40+ hour workweek? Here's good news: Technology can help them to both keep their skills sharp as well as provide them with flexible employment that lets them work when they want to.


3 Ways Technology Can Help Aging Clients on the Job

Introduce aging clients to new technologies that can increase their staying power in the workforce. By doing so, you can differentiate your practice and boost your own value.

Here's how:


1. Staying relevant

Henry Ford once said, “Anyone who stops learning is old, whether at 20 or 80. Anyone who keeps learning is young.” Along that vein, you can encourage clients—even before retirement—to keep their skills current or acquire new ones through massive open online courses. Examples of these services are edX and Coursera, which offer thousands of courses in a variety of subjects. Many are even free.


2. Gaining flexibility

It’s becoming much easier for employees to work in nontraditional settings. Technology now offers remote workers the flexibility to complete tasks outside the office. That allows for more forgiving schedules, as well as flexibility of working anywhere with an internet connection.


3. Entering the new sharing economy

Employment doesn’t have to mean punching the clock anymore. The growth of today’s sharing economy has introduced on-demand services at the click of an app, creating flexible employment opportunities. Ride-sharing apps, such as Uber and Lyft, have said retirees are often their most popular drivers. Accomodation apps like Airbnb and Silvernest offer social interaction in addition to income. 



Next Steps

To learn more about these new technological options for clients, check out our client workbook, "The Apps, Sites & Devices Changing the Way We Age," below. You can also contact your Hartford Funds advisor consultant for ideas about how you can apply these insights to your practice.


Please enter your email address to download workbook:




*Many Boomers Want to Transition Into Retirement, aarp.org, 4/3/19

Hartford Mutual Funds may or may not be invested in the companies referenced herein; however, no particular endorsement of any product or service is being made. 

The MIT AgeLab is not an affiliate or subsidiary of Hartford Funds.