Investment Options
Age-based Portfolios
With age-based portfolios, deciding how to invest is easy. The asset allocation within each of our nine age-based portfolios is tailored for children in a particular age group. Assets are automatically adjusted from a more aggressive portfolio to a more conservative one as the child grows older and nears college age.
Static Portfolios
Static portfolios are pre-set asset allocation models tailored to investment risk tolerance based on comfort with risk. SMART529's five static portfolios include an aggressive growth option with higher risk/reward potential, a growth option for those who want a high degree of growth but less risk than in an all-equity portfolio, a balanced option for those who want only a moderate amount of risk, a conservative balanced option for those who want a low to moderate amount of risk, and Checks and Balances, offering a diversified option.
Aggressive
Growth
Growth
Balanced
Conservative
Balanced
Checks and
Balances
Individual Portfolios
Individual portfolio options may be used to customize a Hartford SMART529 account with one or more portfolios. The Hartford SMART529 offers 13 individual portfolio options from which to choose.
| SMART529 Individual Portfolio Options |
Underlying Fund |
|---|---|
| Hartford Small Company 529 Fund | Hartford Small Company Fund |
| Hartford MidCap Value 529 Fund | Hartford MidCap Value Fund |
| Hartford Growth Opportunities 529 Fund | Hartford Growth Opportunities Fund |
| Hartford International Opportunities 529 Fund | Hartford International Opportunities Fund |
| Hartford MidCap 529 Fund | Hartford MidCap Fund |
| MFS® Global Equity 529 Fund | MFS® Global Equity Fund |
| Hartford Dividend and Growth 529 Fund | Hartford Dividend and Growth Fund |
| Hartford Equity Income 529 Fund | Hartford Equity Income Fund |
| Hartford Balanced Income 529 Fund | Hartford Balanced Income Fund |
| Hartford High Yield 529 Fund | Hartford High Yield Fund |
| Hartford Inflation Plus 529 Fund | Hartford Inflation Plus Fund |
| Hartford Total Return Bond 529 Fund | Hartford Total Return Bond Fund |
| SMART529 Stable Value 529 Fund |
SMART529 Stable Value Portfolio |
SMART529 is offered by the West Virginia Prepaid Tuition and College Savings Program Board of Trustees and is administered by Hartford Funds Management Company, LLC (“HFMC”).
Investments in SMART529 are not guaranteed or insured by the State of West Virginia, the Board of Trustees of the West Virginia College Prepaid Tuition and Savings Program, the West Virginia State Treasurer's Office, HFMC, The Hartford Financial Services Group, Inc., the investment sub-advisors for the Underlying Funds or any depository institution and are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.
The Hartford SMART529 is available to all investors. West Virginia (WV) provides certain tax advantages to WV taxpayers that invest in The Hartford SMART 529. Before investing, an investor should consider whether the investor’s or designated beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state’s 529 plan.
This information is written in connection with the promotion or marketing of the matter(s) addressed in this material. The information cannot be used or relied upon for the purpose of avoiding IRS penalties. These materials are not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, your clients should consult their own tax or legal counsel for advice.
Investors should carefully consider the investment objectives, risks and charges and expenses of SMART529 and its Underlying Funds before investing. This and other information can be found in the Offering Statement for SMART529 and the prospectuses or other disclosure documents for the Underlying Funds. Please read them carefully before investing or sending money. SMART529 college savings plans are distributed by Hartford Funds Distributors, LLC. Member SIPC
"The Hartford" is a registered trademark of Hartford Fire Insurance Company.
"SMART529" is a registered trademark of West Virginia Prepaid Tuition and College Savings Program Board of Trustees.
"The Hartford" is The Hartford Financial Services Group, Inc. and its subsidiaries.
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