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| 1 | Almost doesn't count – Though the S&P 500 Index returned an impressive 17.88% in 2025, it fell short of recording three consecutive calendar years of 20%+ returns. The last time the Index accomplished this triple feat was back in 1998, returning an eye-popping 110% from 1996–1998. (Source: Morningstar) |
| 2 | Big whoop – US crude prices only jumped 1.6%, and international crude prices rose 1.5% after the capture of Nicolás Maduro. Compare that to two decades ago, when oil prices rose nearly 40% after an attempted Venezuelan coup nearly forced out Maduro's predecessor, Hugo Chávez. Then, the country produced 3% of the world’s oil supply; today, it’s only about 1%. (Sources: The Wall Street Journal, Associated Press, and Lancaster Online) |
| 3 | Better wellness check the Teenage Mutant Ninja Turtles – Pizzerias used to be the second-most common US restaurant type, but now sales are lagging, especially as the average price of a pie approaches $20. Pizzerias are now outnumbered by coffee shops and Mexican-food eateries as food-delivery apps give consumers a wider range of options at more affordable price points. (Source: The Wall Street Journal) |
| 4 | Changing lanes – China's BYD has surpassed Tesla to become the world's largest electric-vehicle (EV) retailer. Tesla sales have been in a steady decline for the last two years, while BYD reported a 28% year-over-year increase in sales in December. Part of the slump in the US could be attributed to the $7,500 tax credit for a new EV purchase coming to an end in September. (Source: CNBC) |
| 5 | But those mortgage rates, bro – For the first time ever, more states pay $15 or more for minimum wage than those who pay the $7.25 federal minimum as of January 1. Twenty states still use the federal minimum, though Florida's minimum wage will increase to $15 as of September 30. The federal rate hasn't increased since 2009. (Source: The Wall Street Journal) |
| 6 | Meatless Mondays are here to stay – The cost of ground beef hit a record high last year at an average of $6.54 per pound. Ground beef prices were up about 20% in 2025 because cattle herds are the smallest they've been since 1952, despite demand remaining steady. (Sources: BLS and The New York Times) |
| 7 | By hook or by crook – Wage garnishment will resume for student-loan borrowers in default in 2026. More than five million federal student-loan borrowers are delinquent on their loans, and more than three million haven’t made a payment in more than 270 days, which is the usual point at which wage garnishment begins. (Source: The Wall Street Journal) |
| 8 | Nah, I'll just stay put – New international-student enrollment in US colleges dropped 17% in 2025. International students are a major source of revenue for higher education because, unlike domestic students, they tend to pay full tuition. (Source: The New York Times) |
| 9 | But the cacophony of horns and siren remains – Since congestion pricing in midtown Manhattan began one year ago, about 11% of the vehicles that once entered its central business district have disappeared. Last year, 73,000 fewer vehicles entered the district and existing traffic sped up. The program also netted an additional $500 million for the city's public transit authority. (Source: The New York Times) |
| 10 | New year, new vibes – With the end of the 2025 NFL regular season, a total of seven head coaches have been fired, including the surprise ouster of the Baltimore Ravens' John Harbaugh, the second-longest tenured head coach in the league. There have been at least five head-coaching changes per season for the last 16 consecutive seasons, proving it's tough to be the top dog. (Source: ESPN) |
S&P 500 Index is a market capitalization-weighted price index composed of 500 widely held common stocks.
Past performance does not guarantee future results. Current economic and market trends may not continue and are not a guide to future results.
Indices are unmanaged and not available for direct investment.
Hartford Funds may or may not be invested in the companies referenced herein; however, no particular endorsement of any product or service is being made.
Investing involves risk, including the possible loss of principal. ● Foreign investments may be more volatile and less liquid than U.S. investments and are subject to the risk of currency fluctuations and adverse political, economic and regulatory developments. These risks may be greater, and include additional risks, for investments in emerging markets.