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  • As populations around the world age and increasingly need to tap into accumulated wealth, there could be a growing focus on and demand for sound decumulation practices.
  • A key finding from our analysis is that decumulation strategies should target an expected return above that of the withdrawal rate to help mitigate the erosion of capital over time.
  • Decumulation strategies have a long time horizon, and it's therefore important to structure the governance process in a way that will minimize the temptation or even the ability to make changes in reaction to short-term events.

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The views expressed herein are those of Wellington Management, are for informational purposes only, and are subject to change based on prevailing market, economic, and other conditions. The views expressed may not reflect the opinions of Hartford Funds or any other sub-adviser to our funds. They should not be construed as research or investment advice nor should they be considered an offer or solicitation to buy or sell any security. This information is current at the time of writing and may not be reproduced or distributed in whole or in part, for any purpose, without the express written consent of Wellington Management or Hartford Funds.

WP704 2425537

Insight from our sub-adviser, Wellington Management
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Nick Samouilhan, PhD, CFA, FRM
Multi-Asset Strategist
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Investment Strategy Analyst
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Investment Strategy Analyst
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Multi-Asset Strategist
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Multi-Asset Strategist

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