January

Investment Fundamentals

Help clients start the year off right with timeless investment truths

• Diversification Never Goes Out of Favor
• Is Now the Right Time to Invest?
• Time (in the Market) Is of the Essence
• Should You Invest Slowly or All At Once?

February

2023 Contribution Limits & IRAs

Make the most of annual contribution limits and ask clients if they need help with a 401(k) rollover

• How High Earners Can Maximize Their Retirement Savings
• Should I Roll Over My Old 401(k)?
• Traditional IRA vs. Roth IRA: Which Is Right for You?

March

Time to Tackle Taxes

As tax season heats up, help clients understand capital gains and how municipal bonds may help lower their taxes

• 10 Things You Should Know About Capital Gains
• Five Reasons Municipal Bonds Aren’t Just for the Rich

April

Financial Literacy Month: Get Organized

Make it easier for clients’ loved ones to find important financial documents and get rid of financial clutter

• Get it Together
• Going Beyond the Will
• Tidying Up Financial Clutter
• 10 Things You Should Know About Credit Scores

May

Fixed Income in Focus

Diversification is just as critical for fixed income as it is for equities

• Managing Risk in Your Fixed-Income Portfolio
  
• 10 Things You Should Know About Bonds
• Bonds: There When You Need Them

June

Manage Inflation Risk

Help clients understand and plan for inflation

• 10 Things You Should Know About Inflation
• 10 Things You Can Do if You're Feeling Inflation's Pinch
• Are You Losing the Race Against Inflation?
  

July

Think Beyond CDs

Review your book for CDs coming due and help clients consider their options

• What's the Real Return on 12-Month CDs?
• Are You Losing the Race Against Inflation?
• Finding the Right Fixed-Income Recipe
• Is a Good CD Rate Too Good to Be True?

August

Financial Aid & Student Debt

Families can begin applying for student aid on October 1—help them start now

• 10 Things You Should Know About Applying for Financial Aid
• Making College More Affordable
• 10 Things You Should Know About Saving (and Paying) For College

September

Prepare for Volatility

October has historically been one of the stock market’s most volatile months, so prepare your clients now

• 10 Things You Should Know About Stock Market Volatility
• There Are Always Reasons Not to Invest
• Fasten Your Seatbelts

October

Medicare and HSAs

Medicare enrollment begins on October 15—help clients start now

• Getting the Most out of Social Security
• Why You Should Care About Medicare
• HSAs: 1 Account, 3 Tax Benefits
• Spousal Benefits: An Often Overlooked Key to Maximizing Social Security Benefits for Couples

November

Envision Retirement

Help near retirees understand what investing and withdrawing money during retirement could look like

• 8,000 Days: Envisioning Retirement in a New Way
• How Long to Double Your Money? A Simple Equation May Provide the Answer
• Stay Nimble With Withdrawals

December

Tax-Loss Harvesting

Help clients understand the potential benefits of tax-loss harvesting

• Tax-Loss Harvesting: Turning a Negative Into a Positive
• 10 Things You Should Know About Capital Gains