January

Investment Fundamentals

Help clients start the year off right with timeless investment truths

• Dollar Cost Averaging
• Diversification Never Goes out of Favor

February

2021 Contribution Limits & IRAs

Help clients make the most of this year’s contribution limits and ask if they need help with a 401(k) rollover

• How High Earners Can Maximize Retirement Savings
• Traditional vs. Roth IRA
• Should I Roll Over My Old 401(k)?

March

Time to Tackle Taxes

As tax season heats up, help clients understand capital gains and how municipal bonds may help lower their taxes

• 10 Things You Should Know About Capital Gains
• 5 Reasons Munis Aren’t Just for the Rich

April

Financial Literacy Month: Get Organized

Make it easier for clients’ loved ones to find important financial documents and get rid of financial clutter

• Get it Together
• Going Beyond the Will
• Tidying Up Financial Clutter
• 10 Things You Should Know About Credit Scores

May

Fixed Income in Focus

Diversification is just as critical for fixed income as it is for equities

• Managing Risk in Your Fixed-Income Portfolio
• 5 Reasons Munis Aren’t Just for the Rich
• Are You Prepared for Duration Risk?

June

Establish a Firm Financial Foundation

Provide sound financial guidance for new graduates

• Don’t Let Lifestyle Inflation Overtake You
• Dollar Cost Averaging

July

Think Beyond CDs to Beat Inflation

Review your book for CDs coming due and help clients consider their options

• Real Return on CDs
• Are CDs As Safe As You Think?
• Are You Losing the Race Against Inflation?

August

Financial Aid & Student Debt

Families can begin applying for student aid on October 1—help them start now

• 10 Things You Should Know About Financial Aid
• Get Ahead of Student Debt

September

Prepare for Volatility

October has historically been one of the stock market’s most volatile months, so prepare your clients now

• 10 Things You Should Know About Stock Market Volatility
• There Are Always Reasons Not to Invest
• Fasten Your Seatbelts

October

Medicare and HSAs

Medicare enrollment begins on October 15—help clients start now

• Medicare Enrollment
• Health Savings Accounts

November

Envision Retirement

Help near retirees understand what an 8,000 day retirement could look like

• 8,000 Days
• Getting the Most Out of Security
• Aging in Place: Stay or Go?

December

Tax-Loss Harvesting

Help clients understand the potential benefits of tax-loss harvesting

• Tis the Season for Tax-Loss Harvesting
• 10 Things You Should Know About Capital Gains