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The Hartford SMART529 Plan received the highest award designation, ‘Top of the Class’, for 2024 from Saving for College.Saving For College, “Saving for College 529 Ratings”, 2024. The Hartford SMART529 Plan was one of 4 advisor-sold 529 Plans to receive this designation in 2024. Saving For College, LLC, is not an affiliate or subsidiary of Hartford Funds.

The Hartford® SMART529® College Savings Plan, offered by the Board of Trustees of the West Virginia College and Jumpstart Savings Programs, offers all the benefits of a 529 plan plus a range of investment options so you can choose the investment strategy that's right for you.

Effective 1/1/2024, 529 Plan Account Owners Are Able to Roll Over Unused 529 Funds to Roth IRA Accounts.

In December 2022, as part of the government’s year-end spending bill, the SECURE 2.0 Act of 2022 was signed into law by the President. This Act permits an additional type of qualified distribution for 529 plan assets by allowing limited tax and penalty-free 529 plan rollovers to Roth IRA accounts effective 1/1/2024. This increased flexibility may help to address the needs of account owners whose beneficiaries do not pursue higher education or who have leftover funds within their 529 account due to their beneficiary receiving a scholarship. There are several key provisions of the Act as it relates to these rollovers which you can learn more about here.

Learn more about the types of costs 529 plans can help fund.

Open an account before your child’s first birthday to receive $100 toward college savings through SMART529's Bright Babies program.

Use this savings planner to get a sense if there might be a shortfall in funding your child’s four-year college experience.

529 beneficiary decisions are not set in stone—but there are limitations when it comes to selecting a replacement..

Begin Saving For a Child's Education

The Hartford SMART529 provides an efficient, flexible, convenient way to save for a college education.

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SMART529 is a college savings plan offered by the Board of Trustees of the West Virginia College and Jumpstart Savings Programs and administered by Hartford Funds Management Company, LLC ("HFMC").

Investments in SMART529 are not guaranteed or insured by the State of West Virginia, the Board of Trustees of the West Virginia College and Jumpstart Savings Programs, the West Virginia State Treasurer's Office, HFMC, The Hartford Financial Services Group, Inc., the investment sub-advisors for the Underlying Funds or any depository institution and are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.

The Hartford SMART529 is available to all investors. West Virginia (WV) provides certain tax advantages to WV taxpayers that invest in The Hartford SMART529. Before investing, an investor should consider whether the investor’s or designated beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state’s 529 plan.

This information is written in connection with the promotion or marketing of the matter(s) addressed in this material. The information cannot be used or relied upon for the purpose of avoiding IRS penalties. These materials are not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, your clients should consult their own tax or legal counsel for advice.

Investors should carefully consider the investment objectives, risks and charges and expenses of SMART529 and its Underlying Funds before investing. This and other information can be found in the Offering Statement for SMART529 and the prospectuses or other disclosure documents for the Underlying Funds. Please read them carefully before investing or sending money. For a copy of the Board of Trustees of the West Virginia College and Jumpstart Savings Programs privacy policy, please click here. SMART529 college savings plans are distributed by Hartford Funds Distributors, LLC. Member SIPC

"The Hartford" is a registered trademark of Hartford Fire Insurance Company.

"SMART529" is a registered trademark of the Board of Trustees of the West Virginia College and Jumpstart Savings Programs.

"The Hartford" is The Hartford Financial Services Group, Inc. and its subsidiaries.

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