• Products
  • Insights
  • Practice Management
  • Resources
  • About Us
Help clients maximize Social Security spousal and survivor benefits

Maximize Benefits. Minimize Confusion.

Social Security spousal and survivor benefits are among the most misunderstood—and underutilized—parts of the program. Educating clients about claiming strategies empowers you to deliver more personalized, holistic guidance—building trust and setting your practice apart.

 

Learn:

  • How to boost household income by aligning benefits for married couples
  • Enhance survivor benefits through thoughtful timing decisions
  • Uncover opportunities for divorced clients eligible through an ex-spouse’s record
Resource icon Resources

Client Presentation

Client Flyer

Click here to order materials

Next Steps

1 Download or order the worksheet
2 Use the worksheet as a resource when discussing claiming strategies with clients in married, widowed, or divorced situations

 

Related Content

Investor Insight
The Quality of Life
Three simple questions can help determine your clients’ future quality of life, providing a practical, thought-provoking approach to retirement planning
Volatility
Beyond Investment Illusions
The most important principles of investing are almost all counterintuitive. Help clients avoid well‑intended decisions that can harm their portfolio.
Navigating Longevity
3 Things That Can Reduce Your Clients' Social Security Benefits
Help your clients avoid lesser-known Social Security income pitfalls.
Navigating Longevity
Social Security: Unlock Its Potential
Understanding the key factors impacting Social Security income can help clients maximize their benefits

*Contact your Hartford Funds representative or call 800-456-7526 about CE information. Hartford Funds Distributors, LLC, Member FINRA is the provider of CE credits.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses to certification marks, CFP®, Certified Financial Planner®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Accepted by the CFP Board for CE credit. 

4819536
Hartford Funds
Linkedin twitter facebook Instagram
Linkedin twitter facebook Instagram

The material on this site is for informational and educational purposes only. The material should not be considered tax or legal advice and is not to be relied on as a forecast. The material is also not a recommendation or advice regarding any particular security, strategy or product. Hartford Funds does not represent that any products or strategies discussed are appropriate for any particular investor so investors should seek their own professional advice before investing. Hartford Funds does not serve as a fiduciary. Content is current as of the publication date or date indicated, and may be superseded by subsequent market and economic conditions.

Investing involves risk, including the possible loss of principal. Investors should carefully consider a fund's investment objectives, risks, charges and expenses. This and other important information is contained in the mutual fund, or ETF summary prospectus and/or prospectus, which can be obtained from a financial professional and should be read carefully before investing.

Mutual funds are distributed by Hartford Funds Distributors, LLC (HFD), Member FINRA|SIPC. ETFs are distributed by ALPS Distributors, Inc. (ALPS). Advisory services may be provided by Hartford Funds Management Company, LLC (HFMC) or its wholly owned subsidiary, Lattice Strategies LLC (Lattice). Certain funds are sub-advised by Wellington Management Company LLP and/or Schroder Investment Management North America Inc (SIMNA). Schroder Investment Management North America Ltd. (SIMNA Ltd) serves as a secondary sub-adviser to certain funds. HFMC, Lattice, Wellington Management, SIMNA, and SIMNA Ltd. are all SEC registered investment advisers. The funds and other products referred to on this Site may be offered and sold only to persons in the United States and its territories.

Hartford Funds refers to HFD, Lattice, and HFMC, which are currently not affiliated with any sub-adviser or ALPS.

On June 3, 2026, The Hartford Insurance Group, Inc. (“The Hartford”) and Wellington announced that they had reached a definitive agreement under which Wellington Investment Advisors Holdings, LLP, Wellington’s corporate parent, will acquire Hartford Funds. Upon closing Hartford Funds will be integrated into Wellington’s U.S. Wealth business. The deal is expected to close in the first quarter of 2027, subject to regulatory and fund approvals. Upon closing, Hartford Funds would become an affiliate of Wellington. For more information, click here.

© Copyright 2026 Hartford Funds Management Group, Inc. All Rights Reserved. Not FDIC Insured | No Bank Guarantee | May Lose Value