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68% – Participation rate in DC plans1


13.8% – Average total savings rate for a DC plan (employee and employer)2


56% – Plans that adopted automatic enrollment3


93%/66% – Participation rates for plans with vs. without automatic enrollment3 


6% – Average participant salary-deferral rate for plans using automatic enrollment1


77% – Plans that offer a Roth option3


15% – Employees that contribute to a Roth option3 


30% – Plan participants that aren’t maximizing their employer’s match4


16.2 – Average number of funds offered by plans1,*


2.3 – Average number of funds used by participants1

Your financial professional can help ensure your plan is designed for better participant outcomes.



1 T. Rowe Price, “Reference Point,” 2022

2 Fidelity, “Building Financial Futures,” 3Q 2022 

3 Vanguard, “How America Saves,” 2022

4 Empower, “Empowering America’s Financial Journey,” 2022

* Each target date or target risk series offered counts as one fund

This material is provided for educational purposes only.

Hartford Funds Distributors, LLC, Member FINRA.

MFDC023 2804999

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Investing involves risk, including the possible loss of principal. Investors should carefully consider a fund's investment objectives, risks, charges and expenses. This and other important information is contained in the mutual fund, or ETF summary prospectus and/or prospectus, which can be obtained from a financial professional and should be read carefully before investing.

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