- ACCOUNT ACCESS
-
CONTACT US
Pre-Sales Support
Mutual Funds and ETFs - 800-456-7526
Monday-Thursday: 8:00 a.m. – 6:00 p.m. ET
Friday: 8:00 a.m. – 5:00 p.m. ETPost-Sales and Website Support
888-843-7824
Monday-Friday: 9:00 a.m. - 6:00 p.m. ET- PHONE US MAIL US
- ADVISOR LOG IN
Investment Options
With age-based portfolios, deciding how to invest is easy. The asset allocation within each of our nine age-based portfolios is tailored for children in a particular age group. Assets are automatically adjusted from a more aggressive portfolio to a more conservative one as the child grows older and nears college age.
Underlying Funds for Age-Based Portfolios
| Target Allocations of the Underlying Funds | Age | ||||||||
| 0-3 | 4-6 | 7-9 | 10-11 | 12-13 | 14-15 | 16 | 17 | 18+ | |
| Hartford Growth Opportunities Fund | 11.50% | 10.25% | 7.75% | 7.50% | 6.50% | 5.75% | 4.50% | 3.00% | 1.50% |
| Hartford Small Cap Growth Fund | 2.50% | 2.25% | 1.75% | 1.50% | 1.25% | 0.00% | 0.00% | 0.00% | 0.00% |
| Hartford International Growth Fund | 5.00% | 4.25% | 3.75% | 3.25% | 3.00% | 2.25% | 1.75% | 1.00% | 0.75% |
| Schwab® S&P 500 Index Fund | 8.75% | 7.25% | 6.25% | 5.50% | 4.50% | 3.75% | 2.75% | 1.75% | 1.00% |
| Hartford Multifactor US Equity ETF | 8.50% | 7.50% | 6.75% | 5.75% | 5.00% | 4.00% | 3.00% | 2.00% | 1.25% |
| Hartford Schroders International Multi-Cap Value Fund | 8.00% | 7.25% | 6.25% | 5.50% | 4.50% | 3.75% | 2.75% | 2.00% | 1.00% |
| Hartford Core Equity Fund | 20.00% | 18.25% | 16.25% | 14.00% | 11.75% | 9.75% | 7.50% | 5.25% | 2.75% |
| Hartford Schroders Emerging Markets Equity Fund | 3.25% | 2.75% | 2.50% | 2.00% | 1.75% | 1.50% | 1.25% | 0.75% | 0.50% |
| Hartford International Opportunities Fund | 8.00% | 7.25% | 6.50% | 5.50% | 4.50% | 3.75% | 2.75% | 2.00% | 1.00% |
| Hartford Multifactor Developed Markets (ex-US) ETF | 8.00% | 7.25% | 6.25% | 5.50% | 4.50% | 3.50% | 2.75% | 2.00% | 1.00% |
| Hartford Equity Income Fund | 8.50% | 7.75% | 6.75% | 5.75% | 4.75% | 4.00% | 3.00% | 2.25% | 1.25% |
| Hartford Strategic Income Fund | 5.00% | 5.25% | 5.75% | 6.00% | 7.25% | 6.50% | 4.00% | 4.00% | 4.00% |
| Hartford Core Bond ETF | 3.00% | 6.00% | 10.50% | 11.25% | 13.25% | 12.25% | 7.00% | 7.00% | 7.00% |
| Hartford Inflation Plus Fund | 0.00% | 5.50% | 9.00% | 9.50% | 11.50% | 10.50% | 7.00% | 7.00% | 7.00% |
| Hartford World Bond Fund | 0.00% | 1.25% | 2.75% | 3.25% | 4.00% | 3.75% | 0.00% | 0.00% | 0.00% |
| The SMART 529 Stable Value Portfolio | 0.00% | 0.00% | 0.00% | 8.00% | 12.00% | 25.00% | 50.00% | 60.00% | 70.00% |
| Total | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% |
The actual allocations among the Underlying Funds will fluctuate from time to time.
Aggressive
Growth  |
Growth  |
Balanced  |
Conservative Balanced  |
Checks & Balances  |
| Aggressive Growth |
| Growth |
| Balanced |
| Conservative Balanced |
| Checks & Balances |
Underlying Funds for Static Portfolios
| Target Allocations of the Underlying Funds | Aggressive Growth | Growth | Balanced | Conservative Balanced | Checks & Balances |
| Hartford Growth Opportunities Fund | 11.50% | 10.025% | 7.75% | 4.25% | 0.00% |
| Hartford Small Cap Growth Fund | 2.50% | 2.25% | 1.50% | 0.00% | 0.00% |
| Hartford International Growth Fund | 5.00% | 4.25% | 3.25% | 1.75% | 0.00% |
| Hartford Capital Appreciation Fund | 0.00% | 0.00% | 0.00% | 0.00% | 33.33% |
| Schwab® S&P 500 Index Fund | 8.75% | 7.25% | 5.50% | 2.75% | 0.00% |
| Hartford Multifactor US Equity ETF | 8.50% | 7.50% | 5.75% | 3.00% | 0.00% |
| Hartford Schroders International Multi-Cap Value Fund | 8.00% | 7.25% | 5.50% | 2.75% | 0.00% |
| Hartford Core Equity Fund | 20.00% | 18.25% | 14.00% | 7.50% | 0.00% |
| Hartford Schroders Emerging Markets Equity Fund | 3.25% | 2.75% | 2.00% | 1.25% | 0.00% |
| Hartford International Opportunities Fund | 8.00% | 7.25% | 5.50% | 2.75% | 0.00% |
| Hartford Dividend and Growth Fund | 0.00% | 0.00% | 0.00% | 0.00% | 33.33% |
| Hartford Multifactor Developed Markets (ex-US) ETF | 8.00% | 7.25% | 5.50% | 2.75% | 0.00% |
| Hartford Equity Income Fund | 8.50% | 7.75% | 5.75% | 3.00% | 0.00% |
| Hartford Strategic Income Fund | 5.00% | 5.25% | 6.00% | 4.00% | 0.00% |
| Hartford Total Return Bond ETF | 0.00% | 0.00% | 0.00% | 0.00% | 33.33% |
| Hartford Core Bond ETF | 3.00% | 6.00% | 11.25% | 7.00% | 0.00% |
| Hartford Inflation Plus Fund | 0.00% | 5.50% | 9.50% | 7.00% | 0.00% |
| Hartford World Bond Fund | 0.00% | 1.25% | 3.25% | 0.00% | 0.00% |
| The SMART 529 Stable Value Portfolio | 0.00% | 0.00% | 8.00% | 50.00% | 0.00% |
| Total | 100% | 100% | 100% | 100% | 100% |
The actual allocations among the Underlying Funds will fluctuate from time to time.
Individual 529 portfolio options may be used to customize a Hartford SMART529 account with one or more portfolios. The Hartford SMART529 now offers 20 individual 529 portfolio options from which to choose.
| SMART529 Individual 529 Portfolio Options |
Underlying Fund |
|---|---|
| The Hartford Dividend and Growth 529 Fund | Hartford Dividend and Growth Fund |
| The Hartford Equity Income 529 Fund | Hartford Equity Income Fund |
| The Hartford Core Equity 529 Fund | †Hartford Core Equity Fund |
| The Hartford Growth Opportunities 529 Fund | Hartford Growth Opportunities Fund |
| The Hartford MidCap Value 529 Fund | Hartford MidCap Value Fund |
| †The Hartford Schroders US MidCap Opportunities 529 Fund | Hartford Schroders US MidCap Opportunities Fund |
| †John Hancock Mid Cap Growth 529 Fund* | John Hancock Mid Cap Growth Fund |
| †The Hartford Schroders US Small Cap Opportunities 529 Fund | Hartford Schroders US Small Cap Opportunities Fund |
| The Hartford Small Company 529 Fund | Hartford Small Company Fund |
| MFS Global Equity 529 Fund | MFS Global Equity Fund |
| †The Hartford Schroders International Multi-Cap Value 529 Fund | Hartford Schroders International Multi-Cap Value Fund |
| The Hartford International Opportunities 529 Fund | Hartford International Opportunities Fund |
| †The Hartford International Growth 529 Fund |
Hartford International Growth Fund |
| The Hartford Balanced Income 529 Fund |
The Hartford Balanced Income Fund |
| †The Hartford Core Bond ETF 529 Portfolio** |
The Hartford Core Bond ETF |
| The Hartford Total Return Bond 529 Fund |
The Hartford Total Return Bond Fund |
| The Hartford Inflation Plus 529 Fund |
The Hartford Inflation Plus Fund |
| †The Hartford Strategic Income 529 Fund*** |
The Hartford Strategic Income Fund |
| †The Hartford World Bond 529 Fund |
The Hartford Worrld Bond Fund |
| The SMART529 Stable Value Fund |
The SMART529 Stable Value Portfolio**** |
† Commenced operations on 7/31/26.
* On July 31, 2026, The Hartford MidCap 529 Fund was merged into the John Hancock Mid Cap Growth 529 Fund.
** A small portion of The Hartford Core Bond ETF 529 Portfolio may be held in cash to accommodate trading activity.
*** On July 31, 2026, The Hartford High Yield 529 Fund was merged into The Hartford Strategic Income 529 Fund.
**** This is a Separate Account and not a mutual fund.
SMART529 is a college savings plan offered by the Board of Trustees of the West Virginia College and Jumpstart Savings Programs and administered by Hartford Funds Management Company, LLC ("HFMC").
Investments in SMART529 are not guaranteed or insured by the State of West Virginia, the Board of Trustees of the West Virginia College and Jumpstart Savings Programs, the West Virginia State Treasurer's Office, HFMC, The Hartford Insurance Group, Inc., the investment sub-advisors for the Underlying Funds or any depository institution and are subject to investment risks, including the loss of the principal amount invested, and may not be appropriate for all investors.
The Hartford SMART529 is available to all investors. West Virginia (WV) provides certain tax advantages to WV taxpayers that invest in The Hartford SMART529. Before investing, an investor should consider whether the investor’s or designated beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state’s 529 plan.
This information is written in connection with the promotion or marketing of the matter(s) addressed in this material. The information cannot be used or relied upon for the purpose of avoiding IRS penalties. These materials are not intended to provide tax, accounting or legal advice. As with all matters of a tax or legal nature, your clients should consult their own tax or legal counsel for advice.
Investors should carefully consider the investment objectives, risks and charges and expenses of SMART529 and its Underlying Funds before investing. This and other information can be found in the Offering Statement for SMART529 and the prospectuses or other disclosure documents for the Underlying Funds. Please read them carefully before investing or sending money. For a copy of the Board of Trustees of the West Virginia College and Jumpstart Savings Programs privacy policy, please click here. SMART529 college savings plans are distributed by Hartford Funds Distributors, LLC. Member SIPC
For a copy of the West Virginia College and Jumpstart Savings Programs’ most recent Annual Comprehensive Financial Report, please click here.
"The Hartford" is a registered trademark of Hartford Fire Insurance Company.
"SMART529" is a registered trademark of the Board of Trustees of the West Virginia College and Jumpstart Savings Programs.
"The Hartford" is The Hartford Insurance Group, Inc. and its subsidiaries.
5734005