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Mike Lynch

Managing Director, Applied Insights

PDF Michael’s Full Bio   |   PDF Michael's Speaker Bio


Mike believes there’s no more honorable position than making a difference in people’s lives—which is why he relishes sharing tools and strategies that help investors prepare for their future. This is information Mike feels audiences are eager to hear, because their retirement won’t look like that of any prior generation.

“Clients are the ultimate audience,” he says. “I think you have to be 10 times more prepared than meeting with financial professionals.” For him, the Q&A sessions after a client presentation are the most valuable—not just for the audience, but also for his own knowledge. He often applies the insights gained from these conversations to his upcoming presentations—along with the experience he’s gained helping financial professionals and their clients for more than 25 years.


Current Topics

No longer that short period between the end of work and the end of life, modern retirements can last up to 20 years, or 8,000 days. Help clients plan for this new, complex chapter.
Understanding the key factors impacting Social Security income can help clients maximize their benefits
For more than a decade, we’ve partnered with the MIT AgeLab to uncover what investors are thinking about lifestyle trends, who they trust, and the future of retirement—all of which influence their decision-making process. Our advisor consultants can provide coaching to help you deepen relationships with clients by applying AgeLab research and tools to your practice.


5 Things About Mike


A huge Liverpool FC fan, he watched his favorite English Premier League football team play twice while they were in US and took his family on a stadium tour in Liverpool.


He loves classic cars and owns a 1972 Triumph TR6. It’s a work in progress, but he finds it more fun than driving a modern vehicle.


London, Mike’s favorite place in all his travels, is where he plans living part-time when he slows down or retires.


He’s no fan of heights or spiders. No, not afraid—just not crazy about either.


His craziest travel story: A fellow passenger’s new German Shepherd therapy dog jumped up on a plane seat in front of Mike and created utter chaos in his section (after its owner went to the restroom).

Mike's Insights

Social Security Storytellers: Why Real-Life Experience Can Teach What Numbers Can’t
Answer your clients’ Social Security questions without becoming an expert

When Should You File for Social Security?
For the answer, you might need to ask a different question

Social Security Benefits for Spouses
Understand the benefits a spouse (or former spouse) may be entitled to receive in four scenarios.

A Case for Procrastination: Why Waiting to File for Social Security Can Be a Good Thing
If you won't need your Social Security income right away, waiting to file can have big advantages.

Mike's Podcasts

Social-Security Storytellers
January 2, 2021 (24:30)

Contact your Hartford Funds advisor consultant or field specialist for Mike's availability.

Applied Insights Team Page


Mike Lynch is a registered representative of Hartford Funds Distributors, LLC.

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