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INSIGHTS ( 2 RESULTS)
How to Help Prevent Your Inner Alarm System From Hurting Your Investment Results
If you don't need it right away, deferring your Social Security income can have significant advantages.
PRACTICE MANAGEMENT (
OF 34 RESULTS)
Why It Makes Sense to “Retire With” Something
Be prepared if you’re called on to provide caregiving to an aging loved one
Discover technology resources that can make life easier for caregivers.
How to help clients through the fourth phase of an 8,000 Day retirement. Many enter this phase alone, but they don’t have to be lonely.
Communicating with someone with Alzheimer’s disease can be easier if we understand what’s happening in their brain and how it affects memory and communication.
The Advocate Effect: 6 ways to influence what clients say about you to their friends and family.
MIT AgeLab insights about how the pandemic has hit the job market in unprecedented ways, but one specific group has been struck the hardest: women over the age of 55. Have a game plan to help any of your affected clients.
Fred Reish outlines how the use of dynamic QDIAs can replace the “one-size-fits-all” model with one that focuses on each participant as an individual with unique needs and goals.
Why the MIT AgeLab recommends building a network of longevity-related professionals to help solve the challenges of longer retirements.
Fred Reish explains the myriad of opportunities for plan sponsors to manage their fiduciary responsibility and reduce their exposure to potential liability.
Your clients may have a limited view of what’s possible in retirement. They’ve heard the traditional story of old age where everyone lives happily ever after in leisure-filled retirements. This story is exactly what some clients are looking for. But some of them get bored with this story. They’re not ready to retire and relax. They want something more. Us this workbook to help them create their new story.
Uncovering their unique history with money can help clients gain a deeper understanding of their relationship with money, and change any behaviors that might be interfering with their financial success.
Longevity is changing retirement (Do your services match up?)
Understanding the impact of interest-rate changes on bond prices is crucial for effectively managing a fixed-income portfolio.
Use the 80/20 rule to retain your top clients, and acquire new ones by replicating those relationships.
One-page overview of Hartford Funds teams resources.
Stressed clients may question fees when portfolios are down. Learn how to respond effectively if you’re asked, “Why am I paying you to lose money?”
One-page overview that provides tips on creating team roles and responsibilities.
An annual team offsite meeting is an opportunity to gather your team and spend time away from the office for a half-day annually. This piece provides a sample agenda for annual team offsite meetings and includes potential meeting topics.
Clients' expectations of financial professionals are increasing. Learn the value of networking with longevity-based professionals and how to host a longevity-panel client event.
While advisors have a lot of practice talking to their clients about estate and legacy planning, they don’t always take this same advice in preparing a succession plan for their own businesses. Learn 4 tips for succession planning
Learn how to clearly define what role each person on your team plays.
Building Your Longevity Network” financial professional workbook. Learn how to build a network of longevity-related professionals to help solve the challenges of longer retirements and differentiate your practice.
See why college towns are ranked as some of the best places to retire
The decision of whether or not to team up with another advisor is one of the most important considerations a financial advisor can make regarding the future of his or her business. Consider these topics when mulling over the idea of forming a team.
One-page overview that provides best practices for implementing team meetings.
One-page overview about why annual offsite team meetings are necessary and suggested agenda topics.
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Avoid costly, panic-driven investment decisions during a crisis and remain focused on the long term
Aging clients now expect financial advisors to prepare them for what they may confront in middle age and as older adults. Your ability to provide these services will depend not only on your value proposition, but the depth of your relationship with each client.
Find out why successful teams usually also have people in three key roles: the Finder, the Grinder, and the Minder.
Some clients hit a rut in retirement. Too much golf and bike riding can get boring after a while. Inspire them to take on a learning adventure. The white paper explains how they can take courses from Harvard, MIT and other top colleges online for free.
: The new year is a perfect time to assess your team: what’s working, if the communication is clear and open, and if there’s the necessary trust and respect. Schedule a formal offsite team meeting to review last year, consider this year’s goals, and build a written plan to execute. It’s also a great opportunity to remind your team what your value proposition is, clarify roles and responsibilities, and set team goals for next year.
LITERATURE (
OF 256 RESULTS)
Thought leaders from Wellington Management and Schroders provide their outlook on issues that may influence markets and portfolios.
A turbulent forecast: Mild recessions, slow growth, stubborn inflation, and continued volatility.
Treasuries have risen in the wake of the central bank's late-2024 cuts. What gives?
When markets become challenged, diversification can enhance portfolio resilience.
In weighing investment properties vs. stocks, it’s important to consider the pros and cons.
While an economic soft landing now seems likely, inflation and recession risks still remain.
The fundamentals point to a market bull that still has room to run.
Investors took comfort in some of Trump's cabinet picks. The Fed provided relief with dovish rhetoric.
If the Federal Reserve avoids a recession or a bear market this time around, it would defy the historical odds.
We identify key fixed-income themes to watch in 2025, with an emphasis on how active investors can make the most of greater dispersion.
A high-level look at this wide-reaching investment asset class.
Fixed-income markets generated positive total returns to start the year as participants scrambled to assess
tariff implications. Treasury yields rose initially, but DeepSeek news helped spark a reversal.
Generous yields on cash typically don't last for very long.
Fixed-income markets continued to rally as concerns over tariffs weighed on sentiment.
In periods of volatility and uncertainty, bonds have historically offered stability.
For many companies, a stock split can reward existing shareholders and attract new investors.
As tariffs shocked world markets, government bond yields were mixed, and credit spreads widened.
AAA CLOs may offer lower potential volatility than many fixed-income sectors, attractive yields, and diversification.
Volatility in fixed-income markets surged in early April after the US tariff shock, but the 90-day suspension that followed helped stave off bigger losses.
Financial professionals that sell retirement plans can discover new opportunities to grow their business
There are parallels between building a strong fantasy football team and a strong portfolio.
Private-market funds generate distinct cash flows and have return profiles that can be quite different from their public-market peers.
After the bear market in bonds, investors could be forgiven for giving up on the asset class. That could be a mistake.
Fixed-income markets limped to the finish line to close a mostly upbeat year. The Fed cut rates again, but messaging turned hawkish.
A turbulent landscape shaped by political shifts, economic changes, and tech-sector challenges has the US equity market navigating uncertainty in 2025.
Yields? Distributions? Yield-to-Worst? What you emphasize depends on what clients want from a bond fund.
With today’s rising lifespans, we could be facing roughly 20 or more years in retirement, which is approximately 8,000 days. Once thought of this way, it becomes clearer that retirement is not an end, but rather a new, complex, and unknown phase of life, during which so much could happen.
Falling markets are not new, but using a data-driven mindset can help ease the sense of panic that often grips investors.
Our human-centric investing approach considers how the markets impact your clients’ mindsets, as well as how societal influences, generational differences, and their stages of life shape them as investors. Our modules can help you deepen client relationships, grow your business, and separate yourself from the competition.
Help clients remain in the home of their choice in retirement.
Some of the most important regulations will impact 401(k) and 403(b) plans in 2025.
Reducing volatility doesn’t have to mean giving up decent returns.
TBD
Fred Reish outlines how delivering annual plan reviews to your plan sponsors is a best practice to keep the plan and participants, retirement ready.
Thoughts on the market implications after Donald Trump’s decisive victory.
Following an election triumph, Trump’s second term aims for swift action on key policy areas.
Cash has become more appealing due to higher interest rates. But while it clearly has merits, there are
also drawbacks.
The mega-themes reshaping the world economy may provide opportunities and risks for investors in equities.
Your employer’s retirement plan is a great way to help you achieve retirement security. Here are three
ways you can potentially maximize your savings.
My base case for the US economy in 2024 is slower nominal growth and policy normalization.
A fracturing of the global order will create risks and opportunities for investors.
This flyer provides an overview of the MIT AgeLab and the insights they provide.
The greatest risk facing plan sponsors is that they aren’t aware of this new requirement.
Big changes coming to 401(k) catch-up contributions
If rising rates cause stable value funds to incur a market value adjustment, fiduciaries don’t violate their fiduciary duties as long as they engage in a prudent process when selecting and monitoring the stable value fund.
Fred Reish reviews recent guidance for mandatory provisions of the SECURE 2.0 Act
Fixed income comes in many flavors and can serve a variety of roles in a portfolio.
College can be expensive, but there are abundant grants and scholarships available if you know where to look.
Because writing an occasional check for your favorite charity only goes so far.
Exploring the potential impact of increased US corporate capital spending and fixed-income investing.
Historically, even the most generous CD rates have often been outpaced by other investments.
Make equity risk work harder to enhance capital growth potential.
Potential tax advantages make ETFs an excellent option for tax-conscious investors.
The economic backdrop is still conducive for returns, but diversification will be essential for building resilient portfolios.
Valuations in many markets are broadly cheap, and since a great deal of uncertainty is already priced in, there may be opportunities to consider adding to exposures in the coming months.
SAVE
Donald Trump’s second administration is expected to bring significant policy changes, with concurrent impacts on inflation, trade, and economic growth.
Thought leaders from Wellington Management and Schroders provide their outlook on issues that may influence markets and portfolios.
Assuming these tariffs hold for the next month, market-based inflation expectations for the coming year look too low.
Protect yourself from financial fraud in the digital age.
History shows fixed-income returns have been resilient after negative years.
Taking required minimum distributions from your retirement savings can be tricky. We can help.
Trump’s second term brings ambitious plans for immigration, energy, and financial reforms amid a slim margin in Congress.
Serving your country entitles you and your family to some bespoke financial benefits.
Dire financial predictions about past presidents have usually proven to be wrong.
Fred Reish breaks down proposed IRS guidance on automatic enrollment
See how your 401(k) plan stacks up to industry averages.
Investors are finally getting paid for holding cash, but there are risks in holding too much cash.
US exceptionalism will remain a focus for markets, but the big question is how long it can last.
Big changes for IRA and retirement plan RMDs
Staying invested despite events can pay off in the long run.
Investing after the market reaches an all-time high has historically been profitable.
How long you're invested matters much more than how much you've invested.
Trump’s policies on spending cuts, tariffs, and immigration could reshape the future of the US economy.
Active fixed-income approaches have historically outperformed their passive counterparts and may add value by aligning with an investor’s objectives.
Now may be a particularly beneficial time to take advantage of investment losses in fixed income.
With uncertainty on the horizon, talk to your financial professional about investing in fixed income designed to be less sensitive to interest-rate changes.
As companies remain private longer, the private-company universe may be paving the way
for future opportunities.
The April 2 announcement raised tariffs to their highest since the 1930s, leading to sweeping economic and market effects.
Several key themes may point to potentially brighter days ahead for small caps.
Despite high valuations, the US stock market remains attractive due to strong economic
growth and productivity. But diversifying globally can help manage risks and uncover undervalued opportunities.
Sharp market declines can be painful, but stocks tend to bounce back relatively quickly.
Help plan sponsors address deficiencies and identify areas of
opportunity in their retirement plan.
Steep declines are deeply unsettling, but investors who've stayed the course have historically recouped losses quickly.
Patience in the market has traditionally rewarded most long-term investors despite inevitable bouts of turbulence.
Several flaws in the zero-sum argument overlook ways that active managers can outperform.
Bitcoin's unprecedented rise and evolving regulatory landscape are reshaping investment strategies and market dynamics.
After decades in hibernation, inflation’s back. Here are the basics about this invisible thief.
Remaining steadfast amid political and policy changes has benefited investors.
Just like an annual checkup keeps you physically well, considering the following items each year can help keep you financially healthy, too.
Like sunshine after rain, up markets always follow down markets. Here’s what you need to know about rising, or bull, markets
Significant disruptions, legislative battles, and strategic shifts in Washington highlight bold moves and far-reaching impacts.
Fred Reish discusses the types of managed accounts and the value that they can provide.
“Safe” investments can be tempting but may mean foregoing better returns over time.
The IPS should be a set of guidelines to help, not hinder work.
Not all PEPs are the same and financial professionals need to understand how they match up with the needs of plan sponsors.
Fred Reish discusses how retirees can create retirement income so that it lasts for their lifetime
Navigating global market uncertainty amid heightened US political turbulence and shifting trade policies.
The story of concentrated markets has historically had a very unhappy ending.
Exploring the far-reaching impacts of Trump’s tariff policies on global trade, market stability, and the legal landscape.
Policy decisions can rattle markets and investors alike, but the market has been resilient.
A collection of charts to help you navigate volatility.
The stock market drops at least 10% nearly once a year on average—and sometimes more. However, historically, the steeper the drop, the stronger the rebound.
Dollar-cost averaging has potential advantages—especially in volatile markets.
We see three compelling reasons why US investors should consider diversifying their fixed-income allocations globally.
Higher interest rates and inflation may favor international investing going forward.
Bonds may offer an attractive entry point for long-term investors.
A risk-aware approach to US equities may help investors achieve their investment goals regardless of the investment environment.
Now is the time to prepare for the changes to Roth catch-up contributions, which will take effect on January 1, 2026.
Learn an easier way to prospect by finding ideal prospects with LinkedIn. Then learn how to turn those prospects into clients.
If you’re planning to age in your home, procrastination cost you. Not making necessary age-friendly modifications could result in an injury, forcing you out of your home and into assisted living or a nursing home. A Certified Aging in Place Specialist (CAPS) can help you with planning and making your home safer for aging.
Veterans and their families make up almost 40% of the adult Social Security beneficiary population. Here’s what you should know about your benefits and eligibility.
Investing in a Roth IRA at an early age could help set you up for a comfortable retirement.
Knowing where to start and what options are available can help you advocate for your child and prepare for their financial future.
Where to Turn for Help
When You Are the Helper
Schroders’ experts share their longer-term views on what a second Trump administration could mean for the US economy and world trade, global equities, fixed income, and the energy transition.
While emerging markets have faced a tough decade, the 3D reset may now be paving the way for new opportunities.
The market is already anticipating the impact of AI, but many questions still remain unclear.
Discover how high-anxiety clients behave, and how can a financial professional can actively address how they feel as well as how they invest.
Discover why retirement complexity increases as we age and how to prepare for it. By sharing and discussing this piece with your clients, they’ll see you as an advisor who helps them plan for their entire retirement, not just the fun phase.
Client piece that helps clients discuss eldercare with their aging parents.
Increasing interest in managed accounts has caught the eye of plaintiff’s attorneys. Fred Reish discusses steps advisers can take to reduce their risks.
Fred Reish reviews the DOL’s final fiduciary rule and its impact is much broader than just rollovers
Multiple favorable trends may explain why Wall Street expects to see the strongest earnings gains come from small caps in 2025.
Hartford Funds offers four presentations that qualify for PDCs towards recertifying your SHRM designation
Fred Reish details how the myth that ERISA favors passively managed funds over actively managed funds is not correct.
SAVE
Education and longevity are raising clients’ expectations of advice. A client-focused framework models what may be considered valuable to different generations using three distinct value propositions.
Planning for your future student? Here’s 10 ways you can make college costs a little more manageable.
Some investors are worried that inflation is set to rise. We look at which equity sectors could prove to be the most resilient.
Learning the Rule of 72 gives you a simple guide for how long it could take to grow your investments.
2025 IRS Limits for Retirement Plans, IRAs, and Other Employee Benefits
Many Americans rely on Social Security but may not be familiar with all the ins and outs of the program.
If you weren't around to tell them, would your loved ones be able to find your most important information?
Help surviving loved ones cope after you're no longer here.
Medicare can be tough to understand. It doesn’t have to be.
Donkeys, elephants, bears, and bulls: Why who is in the White House or Congress may matter less than you think.
In times of volatility, timing the market may seem tempting, but doing so could cost you.
Once you've identified your income-tax bracket, a simple math formula can help you decide if tax-exempt municipal bonds are right for you.
If you expect to be in a similar or higher tax bracket when you retire as you are today, consider converting some of your retirement assets to a tax-free Roth IRA account.
Help clients achieve not only financial security, but also be proactive in helping them understand the challenges old age will present—and resources to overcome them.
Are you thinking about investing in equities across the pond? Here’s what you should know before jumping in.
Fred Reish reviews key provisions of the SECURE 2.0 Act that become effective in 2025 and beyond.
When plan sponsors select investment managers for participant accounts, they are acting as fiduciaries under ERISA. As a result, they must engage in a prudent process to select the investment advisers and then, at appropriate intervals, must prudently monitor their performance. This article discusses some of the key considerations for doing those jobs.
Fred Reish discusses how by properly managing high-risk issues, plan sponsors can reduce their fiduciary liability insurance costs and, more importantly, reduce their chances of being sued.
This quarter-by-quarter checklist serves as a practical way to ensure plan committees spend time each year on the most important issues that affect their plans.
Plan sponsors and their financial professionals should be aware of the issue and consider whether steps should be taken to reduce risk.
How to respond if tragedy changes your well-laid plans
No matter whether the White House and Congress are unified or divided, the stock market tends
to march higher.
Being able to drive can be an important for clients’ aging loved ones to maintain their independence and stay healthy. But what if it becomes dangerous for them to drive?
Recent performance has favored passive investing. But a look at the big picture shows how performance moves in cycles and reveals why active management isn't dead.
The new SECURE 2.0 Act contains key provisions that give investors more access to Roth accounts.
Municipal bonds tend to be popular with wealthy investors, but their generally tax-exempt status makes them appealing for investors in a variety of tax brackets.
Learn about the new array of devices and services that will make it easier for us to work, stay healthy, and live at home as we age, all while remaining connected to friends and family
Three Questions that Can Predict Future Quality of Life whitepaper
Selecting the right 401(k) structure is an important decision for businesses seeking to provide competitive retirement benefits while managing costs, administrative burdens, and fiduciary responsibilities. Companies considering a retirement plan have two primary options: a Single Employer 401(k) Plan or a Pooled Employer 401(k) Plan (PEP).
Is all the talk about dividend-paying stocks just a fad? Or is there real merit to the dividend argument?
Shifting demographics, technology innovations, and new employee expectations are shaping the workplace of the future. In order to retain and attract the best talent across the generations, you must meet the expectations of today’s employee.
The new multigenerational workscape provides unprecedented opportunity for employers—if they know how to create and cultivate it. In order to retain and attract the best talent across the generations, plan sponsors must meet the expectations of today’s employee.
To attract and retain the best talent, employers will need to adapt to the shifting priorities of today's workers. This workbook provides practical ways to achieve that.
A downturn could actually be good news for long-term investors—if everyone stays calm and has a plan.
The government's formula rewards workers who keep earning income for at least 35 years.
Spark joy and part with all those old statements, tax returns, and utility bills.
Volatility is an ever-present part of investing.
Stories of clients who’ve made Social Security decisions and experienced the outcomes can provide valuable insight to pre-retirees.
Fred Reish lays out how a proactive offense is the best defense against fiduciary litigation
Fred Reish lists some of the most important issues for plan sponsors and fiduciaries to review at the year-end meeting.
There can be a downside to playing it "safe" if your assets are in investments that don't keep pace with inflation.
Determining how to allocate plan expenses is a fiduciary decision that must be done prudently.
Understanding the differences between a Roth 401(k) and a traditional, pre-tax 401(k) account can help you get the most out of your benefits.
Rather than giving in to fear, staying invested has historically been more effective in the long term.
SAVE
Could the recent US Supreme Court ruling upend any DOL regulations?
Once the fiduciaries at a plan sponsor make the decision to hire investment expertise, they need to decide whether to engage with a 3(21) or a 3(38) investment advisor.
As a new administration comes into office in 2025, there could be significant changes from the policies of the prior four years.
Driven by economic shifts, fiscal stimulus, and the impact of US tariffs, international equities are gaining momentum that might be here to stay.
Your clients may have a limited view of what’s possible in retirement. They’ve heard the traditional story of old age where everyone lives happily ever after in leisure-filled retirements. This story is exactly what some clients are looking for. But some of them get bored with this story. They’re not ready to retire and relax. They want something more. Help them create their new story.
Several fiduciary lawsuits have been filed against plan sponsors and fiduciaries for use of participant data by their 401(k) recordkeeper. Plan sponsors should evaluate how the data is used and decide on a course of action to prudently oversee that use.
The big question you must consider when you change jobs is: What should I do with my old 401(k)?
Avoid paying unnecessary taxes on 529 withdrawals by sticking to qualified expenses.
Selling stocks, bonds, or fund shares at a profit could have implications for your wallet beyond simply increasing its contents.
Divorce is uncomfortable to discuss. However, not talking about its financial implications can create far greater discomfort.
The merger or acquisition (M&A) of one company by another raises significant issues for their 401(k) plan. A knowledgeable financial professional can provide valuable assistance to the plan sponsors and fiduciaries in that process.
Financial aid is complicated, but here's what you need to know to set your family up for success.
Understanding the differences between a traditional IRA and Roth IRA can help you decide which is best for you.
When the plan sponsor’s 401k recordkeeper is sold, the plan’s fiduciaries have a duty to evaluate the impact this change may have on the plan and its participants.
Fred Reish reviews the DOL’s guidance on cybersecurity issues for retirement plans, focusing on how plan sponsors can mitigate these risks as part of their fiduciary responsibilities.
Adviser managed accounts are becoming increasingly popular in 401(k) plans. Fred Reish discusses what plan sponsors need to know about their fiduciary responsibility when providing this benefit to their participants.
Including a self-directed brokerage account (SDBA) window in a 401k plan is a fiduciary act and the plan fiduciaries must prudently select and monitor the SDBA service provider.
The SECURE Act created a new type of plan—a pooled employer plan known as a PEP. Beginning January 1, 2021, these plans will play a significant role in the retirement plan market
Staying invested in stocks despite negative news has historically been profitable.
Historically, investors have been better served by staying invested rather than waiting for a “better” time to invest.
The S&P 500 Index has generally rebounded strongly after its worst single-day declines.
SAVE
The economy is not the stock market. In fact, stocks have generated positive returns on average during economic contractions.
What you need to know when the market is down.
There are some little-known strategies you can use to bolster your retirement savings.
Volatility is part of the investment experience, but the longer an investor holds stocks, the greater the potential for an overall positive return.
Your credit score is one of the factors lenders consider when you apply for a loan, mortgage, or credit card, or even sign up for a cell phone plan. Although most consumers have credit scores, there are a lot of myths and misinformation about what influences them.
Your guide to understanding investments.
Learn the Social Security benefits spouses may be entitled to in four scenarios
Events are a great way to connect with clients and prospects. By having a plan, you can execute the process with relative ease.
SAVE
For some investors, investing in a separately managed account may have advantages over investing in mutual funds or ETFs.
How to make retirement happen by adjusting your view about life after work
When communicating in a crisis, it’s not what you say—it’s how you say it.
Clients don't want to hear, it's going to be okay
How to Turn Impromptu Conversations Into Prospecting Opportunities
Educating your clients about three main areas—timing, work, and taxes—can help them make the most of their benefits.
Wondering when to file for Social Security benefits? Before you decide, there’s another important question you should ask.
When it comes to financial planning, some birthdays are more important than others
MIT AgeLab provides questions today’s aging consumers should consider to prepare for retirement’s uncertainties
Learn a powerful tool to help you make better financial decisions.
9 Probing Planning Questions You Probably Aren’t Asking
Three key retirement-income planning questions can help you grow your business.
Questions that build productivity, communication, and innovation for your team meetings
SAVE
When volatility strikes, repetitive bad news can stoke investors’ fear and anxiety. Learn concrete steps to addressing how your clients feel as well as how they invest.
5 Ways Technology Will Change How You Age client presentation. You’ll discover a list of apps, sites, and devices to help your clients in five areas: Staying on the job, Stay connected to friends and family, Stay mobile, and Aging in the home of their choice.
Dividend-paying stocks can help provide what investors want: growth potential with less risk.
Limitless freedom often doesn't bring satisfaction in retirement.
In a data-driven industry, combining our financial expertise with personal stories can transform relationships.
Share historical patterns of crisis and the market's ability to grow wealth through recessions and bear markets. Prepare clients to avoid panic decisions when the next "Crisis of the Day" makes headlines.
Worried or skeptical clients may make investment decisions intended to protect their portfolio but are ultimately detrimental. Help clients see past common investment illusions to reach their long-term goals.
SAVE
When the stock market plunges, seemingly safe decisions can lead to missed opportunities
Differentiate your practice by thinking beyond traditional COIs (accountants and attorneys). Use LinkedIn to build a network of longevity professionals.
Discover key activities that can drive business results.
Help clients manage the demanding role of spousal caregiving with three practical tips.
Having a purpose can be the key to a fulfilling retirement. For some, a way of maintaining a sense of purpose may be continuing to work. This white paper offers 10 resources to help you find a job in retirement.
What if the great thinkers like Plato, Socrates, and Confucius had retirement figured out thousands of years ago? Discover how ancient wisdom can lead to retirement satisfaction.
Most advisors either don’t have a Google My Business listing or know what one is. See how having one could help prospects find you online.
Conduct an effective virtual meeting with ease while avoiding the most common mistakes
Evaluate the pros and cons of aging in place vs. assisted living, including cost, health, and social aspects.
Discovering top clients’ connections in seven categories can multiply the number of prospects in your pipeline.
Many advisors struggle to connect quickly with clients and prospects. That’s because there are a variety of things that can get in the way. This engaging, interactive workshop will help you understand these obstacles and how to overcome them. You’ll enjoy practicing four ways to sharpen communication and better connect with others today
Clients can learn how familial attitudes and beliefs about money may influence their own financial decisions today.
Have a health savings account, but not contributing to it? You could be missing out.
Learn the options and implications for taking Social Security benefits and how to maximize them.
History shows that the performance of growth and value stocks has been cyclical. Each style has had its ups and downs over the years. Could the cycle be turning once again?
When you factor in taxes and inflation, 12-month CDs haven’t offered a positive real return
for over a decade.
MIT AgeLab explains how to identify signs of investment anxiety in your clients. Learn how anxiety affects behavior, and steps you can take to help clients manage it.
Many clients are distracted and unengaged, and traditional, numbers-based approaches to financial planning have lost effectiveness. MIT AgeLab has identified three simple yet revealing questions you should ask your clients to prompt an assessment of how prepared they are to live well in older age, and to help them commit to planning for that future today.
This fixed income callan chart shows that changes in the economy and interest rates can have a big impact on your fixed-income portfolio.
Use this workbook to help clients navigate the four phases of an 8,000 day retirement.
How to Deal With a Lifetime’s Worth of Stuff
Learn how you can use the 80/20 rule to retain clients and acquire new ones.
Investment expertise, breadth of products, and how we go beyond investments to help address your clients’ individual needs and establish and deepen your relationships with them.
Changing interest rates may have a significant effect on fixed-income investments.
Our advisor consultants can deliver this presentation at your client events to help them navigate 8,000 days of retirement.
With today’s rising lifespans, we could be facing roughly 20 or more years in retirement, which is approximately 8,000 days. Once thought of this way, it becomes clearer that retirement is not an end, but rather a new, complex, and unknown phase of life, during which so much could happen.
How thinking about money affects our investment decision making.
Learn concrete and meaningful ways you can help your clients prepare for the "jobs" of longevity and live well.
You may be hearing a lot about Bitcoin and wondering what it is and if it is right for you. Here are 10 facts that can help you understand its potential benefits and significant risks.
Create a plan, then make sure to share it with your future college student.
History shows that asset classes move in and out of favor over time.
Whether you've just received a layoff notice from your employer or you're worried that one may be coming, here are 10 things you should consider doing now to prepare for a layoff.
Sticking with stocks in turbulent times requires patience—but it has historically paid off.
According to Dr. Joseph Coughlin, director of the MIT AgeLab (agelab.mit.edu), retirement is made up of four phases (hartfordfunds.com/days). The Honeymoon Phase is the first one. Advertising portrays this time being filled with beaches, bike riding, and golf. It’s true that if you’ve stopped working, you’ll have more time for leisure activities. You might even think, “This is the life. This is what I want my retirement to be like.” But after a while, these activities can become routine. They might not provide the happiness we expected.
While investing is considerably more complicated than most illusions, the market can also take advantage of our natural reactions. In fact, the most important principles of investing are almost all counter intuitive by comparison. Many times the natural reaction to a market situation can be counter-productive at best or a serious setback to your financial goals at worst.