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Showing 297 results for "White Papers"
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INSIGHTS ( 1 RESULTS)
How to Help Prevent Your Inner Alarm System From Hurting Your Investment Results
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PRACTICE MANAGEMENT (
OF 30 RESULTS)
Fred Reish explains the myriad of opportunities for plan sponsors to manage their fiduciary responsibility and reduce their exposure to potential liability.
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MIT AgeLab insights about how the pandemic has hit the job market in unprecedented ways, but one specific group has been struck the hardest: women over the age of 55. Have a game plan to help any of your affected clients.
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Why It Makes Sense to “Retire With” Something
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Be prepared if you’re called on to provide caregiving to an aging loved one
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Communicating with someone with Alzheimer’s disease can be easier if we understand what’s happening in their brain and how it affects memory and communication.
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The Advocate Effect: 6 ways to influence what clients say about you to their friends and family.
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Why the MIT AgeLab recommends building a network of longevity-related professionals to help solve the challenges of longer retirements.
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Fred Reish outlines how the use of dynamic QDIAs can replace the “one-size-fits-all” model with one that focuses on each participant as an individual with unique needs and goals.
How to help clients through the fourth phase of an 8,000 Day retirement. Many enter this phase alone, but they don’t have to be lonely.
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Longevity is changing retirement (Do your services match up?)
Use the 80/20 rule to retain your top clients, and acquire new ones by replicating those relationships.
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Uncovering their unique history with money can help clients gain a deeper understanding of their relationship with money, and change any behaviors that might be interfering with their financial success.
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Understanding the impact of interest-rate changes on bond prices is crucial for effectively managing a fixed-income portfolio.
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The decision of whether or not to team up with another advisor is one of the most important considerations a financial advisor can make regarding the future of his or her business. Consider these topics when mulling over the idea of forming a team.
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One-page overview that provides best practices for implementing team meetings.
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One-page overview about why annual offsite team meetings are necessary and suggested agenda topics.
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Avoid costly, panic-driven investment decisions during a crisis and remain focused on the long term
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Aging clients now expect financial advisors to prepare them for what they may confront in middle age and as older adults. Your ability to provide these services will depend not only on your value proposition, but the depth of your relationship with each client.
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Find out why successful teams usually also have people in three key roles: the Finder, the Grinder, and the Minder.
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One-page overview that provides tips on creating team roles and responsibilities.
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See why college towns are ranked as some of the best places to retire
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Stressed clients may question fees when portfolios are down. Learn how to respond effectively if you’re asked, “Why am I paying you to lose money?”
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Clients' expectations of financial professionals are increasing. Learn the value of networking with longevity-based professionals and how to host a longevity-panel client event.
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Building Your Longevity Network” financial professional workbook. Learn how to build a network of longevity-related professionals to help solve the challenges of longer retirements and differentiate your practice.
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An annual team offsite meeting is an opportunity to gather your team and spend time away from the office for a half-day annually. This piece provides a sample agenda for annual team offsite meetings and includes potential meeting topics.
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Some clients hit a rut in retirement. Too much golf and bike riding can get boring after a while. Inspire them to take on a learning adventure. The white paper explains how they can take courses from Harvard, MIT and other top colleges online for free.
: The new year is a perfect time to assess your team: what’s working, if the communication is clear and open, and if there’s the necessary trust and respect. Schedule a formal offsite team meeting to review last year, consider this year’s goals, and build a written plan to execute. It’s also a great opportunity to remind your team what your value proposition is, clarify roles and responsibilities, and set team goals for next year.
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LITERATURE (
OF 266 RESULTS)
How mutual funds and ETFs use derivatives to help control risk and seek optimized returns.
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For many companies, a stock split can reward existing shareholders and attract new investors.
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A high-level look at this wide-reaching investment asset class.
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Fixed-income markets generated positive total returns to start the year as participants scrambled to assess
tariff implications. Treasury yields rose initially, but DeepSeek news helped spark a reversal.
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History suggests that in an environment of low growth and high inflation, stocks may not perform as poorly as investors fear.
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Generous yields on cash typically don't last for very long.
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Decoding yield-curve signals can help bond investors adjust to shifting market environments.
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Regulators are taking a closer look at sub-investment-grade deals. Meanwhile, a divided Fed sends mixed signals on future rate cuts.
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Financial professionals that sell retirement plans can discover new opportunities to grow their business
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Private-market funds generate distinct cash flows and have return profiles that can be quite different from their public-market peers.
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It’s no longer just a valuation story—these catalysts bring the potential for persistent non-US equity performance.
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There are parallels between building a strong fantasy football team and a strong portfolio.
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With today’s rising lifespans, we could be facing roughly 20 or more years in retirement, which is approximately 8,000 days. Once thought of this way, it becomes clearer that retirement is not an end, but rather a new, complex, and unknown phase of life, during which so much could happen.
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Falling markets are not new, but using a data-driven mindset can help ease the sense of panic that often grips investors.
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Our human-centric investing approach considers how the markets impact your clients’ mindsets, as well as how societal influences, generational differences, and their stages of life shape them as investors. Our modules can help you deepen client relationships, grow your business, and separate yourself from the competition.
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Despite the recent volatility, investors can still seek to take advantage of pockets of value found within tax-exempt municipal bonds.
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Yields? Distributions? Yield-to-Worst? What you emphasize depends on what clients want from a bond fund.
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We expect global yields to edge higher in 2026 as nimble investors weigh opportunities and risks.
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Some of the most important regulations will impact 401(k) and 403(b) plans in 2025.
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Fred Reish outlines how delivering annual plan reviews to your plan sponsors is a best practice to keep the plan and participants, retirement ready.
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Your employer’s retirement plan is a great way to help you achieve retirement security. Here are three
ways you can potentially maximize your savings.
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Fred Reish reviews recent guidance for mandatory provisions of the SECURE 2.0 Act
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Because writing an occasional check for your favorite charity only goes so far.
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Help plan sponsors address deficiencies and identify areas of
opportunity in their retirement plan.
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Steep declines are deeply unsettling, but investors who've stayed the course have historically recouped losses quickly.
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Patience in the market has traditionally rewarded most long-term investors despite inevitable bouts of turbulence.
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After decades in hibernation, inflation’s back. Here are the basics about this invisible thief.
Remaining steadfast amid political and policy changes has benefited investors.
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Fred Reish discusses the types of managed accounts and the value that they can provide.
“Safe” investments can be tempting but may mean foregoing better returns over time.
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Not all PEPs are the same and financial professionals need to understand how they match up with the needs of plan sponsors.
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Fred Reish discusses how retirees can create retirement income so that it lasts for their lifetime
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Dollar-cost averaging has potential advantages—especially in volatile markets.
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Policy decisions can rattle markets and investors alike, but the market has been resilient.
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Now is the time to prepare for the changes to Roth catch-up contributions, which will take effect on January 1, 2026.
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The stock market drops at least 10% nearly once a year on average—and sometimes more. However, historically, the steeper the drop, the stronger the rebound.
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Investors are finally getting paid for holding cash, but there are risks in holding too much cash.
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Big changes for IRA and retirement plan RMDs
How long you're invested matters much more than how much you've invested.
Trump’s policies on spending cuts, tariffs, and immigration could reshape the future of the US economy.
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Active fixed-income approaches have historically outperformed their passive counterparts and may add value by aligning with an investor’s objectives.
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With uncertainty on the horizon, talk to your financial professional about investing in fixed income designed to be less sensitive to interest-rate changes.
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Help clients remain in the home of their choice in retirement.
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Taking required minimum distributions from your retirement savings can be tricky. We can help.
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Social media is changing the way we think about money, but is it all just an illusion?
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Fixed income comes in many flavors and can serve a variety of roles in a portfolio.
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Uncertainty in credit markets can create opportunities, but investors should strike a balance between flexibility and discipline.
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Staying invested despite events can pay off in the long run.
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Higher interest rates and inflation may favor international investing going forward.
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Assuming these tariffs hold for the next month, market-based inflation expectations for the coming year look too low.
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Dire financial predictions about past presidents have usually proven to be wrong.
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Fred Reish breaks down proposed IRS guidance on automatic enrollment
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See how your 401(k) plan stacks up to industry averages.
Make equity risk work harder to enhance capital growth potential.
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Comparing State-Mandated Retirement Plans vs. 401(k)s: What Employers Need to Know
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Fred Reish shares tips on how to mitigate risks and avoid problems when drafting 401(k) Investment Policy Statements.
Surprising facts and timeless habits reveal how millionaires build and keep their wealth.
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An overview of key fiduciary roles in retirement plans and what each is responsible for.
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5% yields are an important mental threshold for investors but may not be as negative for stocks
as you may think.
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When volatility dominates the market narrative, dividends may be a compelling approach to balancing growth potential, income, and risk.
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Investors may be underestimating AI’s potential for disruptive growth and attractive investment returns.
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Investing after the market reaches an all-time high has historically been profitable.
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No matter your age, it’s never too early (or too late) to take control of your retirement savings.
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One of the most effective ways to help clients stay invested during volatile markets is by making sure their portfolios are diversified across asset classes and geographies.
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Is it a good idea to invest when the market is at an all-time high? The data may surprise you.
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Like sunshine after rain, up markets always follow down markets. Here’s what you need to know about rising, or bull, markets
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Properly structured meetings can help plan fiduciaries engage in prudent processes and decision making.
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History shows fixed-income returns have been resilient after negative years.
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Bonds may offer an attractive entry point for long-term investors.
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You generally can’t tap retirement accounts early―unless you qualify
for one of the exceptions.
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Innovation in fund structures is enabling broader access to private equity and private markets more widely.
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Many investors are mistaken about which stocks are performing well internationally.
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Small- and mid-sized private-equity funds have historically outperformed their larger peers, showing greater resilience through market cycles.
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Historically, even the most generous CD rates have often been outpaced by other investments.
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A collection of charts to help you navigate volatility.
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Fred Reish outlines what this could mean for plan sponsors and participants
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Why relying on rate forecasts can mislead investors—and what to consider instead.
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Open-ended evergreen funds are gaining popularity with private investors. We explore pros, cons, and liquidity mechanisms.
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Continuation funds stand as a distinct asset class across private equity.
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Shifts in the USD create ripple effects across asset classes, influencing both risks and opportunities.
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Hartford Short Duration Fund may offer a compelling blend of income, flexibility, and resilience in today’s shifting rate environment.
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Sharp market declines can be painful, but stocks tend to bounce back relatively quickly.
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Just like an annual checkup keeps you physically well, considering the following items each year can help keep you financially healthy, too.
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As lawmakers return to work, unresolved battles over healthcare, trade, and political power continue to shape Washington.
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The IPS should be a set of guidelines to help, not hinder work.
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Now may be a particularly beneficial time to take advantage of investment losses in fixed income.
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As gold and stocks both shine in today’s market, their surprising dual rally tells a complex story about today’s economy.
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As companies remain private longer, the private-company universe may be paving the way for future opportunities.
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We see three compelling reasons why US investors should consider diversifying their fixed-income allocations globally.
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The case for active exposure to emerging market equities when geopolitical risk is high and volatility is rising.
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Structural shifts and investor preferences are quietly reshaping private equity's traditional exit playbook.
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Despite dramatic headlines, past government shutdowns haven’t caused significant market declines.
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In an era of persistent market volatility and shifting return expectations, asset owners may need to adapt strategies to manage risk and pursue long-term growth.
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This flyer provides an overview of the MIT AgeLab and the insights they provide.
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A short story about the potential benefits
of diversification and being resilient
during volatile markets.
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A mix of new incentives and limitations may add urgency to your year-end donor strategies.
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Bond yields may offer a clearer guide to long-term returns than market predictions or forecasts.
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Each has its own benefits and challenges, depending on the company’s size, resources, and goals.
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Serving your country entitles you and your family to some bespoke financial benefits.
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Volatility has taken center stage in fixed income, challenging the old rules of steady income.
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Equity earnings yields have historically bested US Treasury yields. But lately, that's changing.
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AI’s growth is transforming markets, offering new opportunities and challenges for investors across industries.
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How Wellington Management’s decentralized approach leverages duration as a flexible tool across fixed-income strategies.
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The guidance includes fiduciary tips for small employers considering a PEP
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Emerging markets are gaining momentum as global forces align, offering investors a fresh cycle of opportunity across debt, equity, and innovation.
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As global markets adapt to shifting leadership, AI-driven innovation, and new economic regimes, investors face a wider array of opportunities and risks.
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Positioning for growth as global markets adapt to fiscal tailwinds, innovation, and easing uncertainty.
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Experts from Schroders examine central-bank policy divergence, inflation risks, valuation dynamics, and emerging opportunities across global fixed-income markets.
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College can be expensive, but there are abundant grants and scholarships available if you know where to look.
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Supportive policies, earnings growth, and shifting global dynamics set the stage for both opportunity and volatility across markets in the year ahead.
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Thought leaders from Wellington Management and Schroders provide their outlook on issues that may influence markets and portfolios.
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Knowing where to start and what options are available can help you advocate for your child and prepare for their financial future.
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Fred Reish reviews the DOL’s final fiduciary rule and its impact is much broader than just rollovers
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No matter whether the White House and Congress are unified or divided, the stock market tends
to march higher.
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Recent performance has favored passive investing. But a look at the big picture shows how performance moves in cycles and reveals why active management isn't dead.
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The new SECURE 2.0 Act contains key provisions that give investors more access to Roth accounts.
Learn about the new array of devices and services that will make it easier for us to work, stay healthy, and live at home as we age, all while remaining connected to friends and family
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Selecting the right 401(k) structure is an important decision for businesses seeking to provide competitive retirement benefits while managing costs, administrative burdens, and fiduciary responsibilities. Companies considering a retirement plan have two primary options: a Single Employer 401(k) Plan or a Pooled Employer 401(k) Plan (PEP).
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Is all the talk about dividend-paying stocks just a fad? Or is there real merit to the dividend argument?
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The new multigenerational workscape provides unprecedented opportunity for employers—if they know how to create and cultivate it. In order to retain and attract the best talent across the generations, plan sponsors must meet the expectations of today’s employee.
A downturn could actually be good news for long-term investors—if everyone stays calm and has a plan.
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The government's formula rewards workers who keep earning income for at least 35 years.
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Volatility is an ever-present part of investing.
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Stories of clients who’ve made Social Security decisions and experienced the outcomes can provide valuable insight to pre-retirees.
Fred Reish lays out how a proactive offense is the best defense against fiduciary litigation
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Could the recent US Supreme Court ruling upend any DOL regulations?
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As a new administration comes into office in 2025, there could be significant changes from the policies of the prior four years.
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In times of volatility, timing the market may seem tempting, but doing so could cost you.
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Help clients achieve not only financial security, but also be proactive in helping them understand the challenges old age will present—and resources to overcome them.
Are you thinking about investing in equities across the pond? Here’s what you should know before jumping in.
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Fred Reish reviews key provisions of the SECURE 2.0 Act that become effective in 2025 and beyond.
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Plan sponsors and their financial professionals should be aware of the issue and consider whether steps should be taken to reduce risk.
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Where to Turn for Help
When You Are the Helper
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If you’re planning to age in your home, procrastination cost you. Not making necessary age-friendly modifications could result in an injury, forcing you out of your home and into assisted living or a nursing home. A Certified Aging in Place Specialist (CAPS) can help you with planning and making your home safer for aging.
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If you expect to be in a similar or higher tax bracket when you retire as you are today, consider converting some of your retirement assets to a tax-free Roth IRA account.
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Planning for your future student? Here’s 10 ways you can make college costs a little more manageable.
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How to respond if tragedy changes your well-laid plans
To attract and retain the best talent, employers will need to adapt to the shifting priorities of today's workers. This workbook provides practical ways to achieve that.
Learn an easier way to prospect by finding ideal prospects with LinkedIn. Then learn how to turn those prospects into clients.
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Learning the Rule of 72 gives you a simple guide for how long it could take to grow your investments.
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Three Questions that Can Predict Future Quality of Life whitepaper
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Being able to drive can be an important for clients’ aging loved ones to maintain their independence and stay healthy. But what if it becomes dangerous for them to drive?
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How a change in the value of the US dollar impacts the US economy—and your wallet.
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Municipal bonds tend to be popular with wealthy investors, but their generally tax-exempt status makes them appealing for investors in a variety of tax brackets.
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Once you've identified your income-tax bracket, a simple math formula can help you decide if tax-exempt municipal bonds are right for you.
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Fred Reish details how the myth that ERISA favors passively managed funds over actively managed funds is not correct.
Some investors are worried that inflation is set to rise. We look at which equity sectors could prove to be the most resilient.
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Donkeys, elephants, bears, and bulls: Why who is in the White House or Congress may matter less than you think.
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For young investors, a Roth IRA can be a useful tool for building long-term savings and working toward financial security.
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Client piece that helps clients discuss eldercare with their aging parents.
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Discover how high-anxiety clients behave, and how can a financial professional can actively address how they feel as well as how they invest.
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What the loss of America’s final AAA rating reveals about global markets, investor confidence,
and the future of financial leadership.
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Help surviving loved ones cope after you're no longer here.
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Medicare can be tough to understand. It doesn’t have to be.
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Education and longevity are raising clients’ expectations of advice. A client-focused framework models what may be considered valuable to different generations using three distinct value propositions.
If you weren't around to tell them, would your loved ones be able to find your most important information?
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After years of back-and-forth on fiduciary advice for rollovers, there’s finally some clarity
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There can be a downside to playing it "safe" if your assets are in investments that don't keep pace with inflation.
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When plan sponsors select investment managers for participant accounts, they are acting as fiduciaries under ERISA. As a result, they must engage in a prudent process to select the investment advisers and then, at appropriate intervals, must prudently monitor their performance. This article discusses some of the key considerations for doing those jobs.
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The new Roth catch-up rule will remove a valuable tax deduction for high earners.
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Hartford Funds offers five presentations that qualify for PDCs towards recertifying your SHRM designation
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This quarter-by-quarter checklist serves as a practical way to ensure plan committees spend time each year on the most important issues that affect their plans.
Fred Reish discusses how by properly managing high-risk issues, plan sponsors can reduce their fiduciary liability insurance costs and, more importantly, reduce their chances of being sued.
Spark joy and part with all those old statements, tax returns, and utility bills.
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Rather than giving in to fear, staying invested has historically been more effective in the long term.
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Once the fiduciaries at a plan sponsor make the decision to hire investment expertise, they need to decide whether to engage with a 3(21) or a 3(38) investment advisor.
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2026 IRS Limits for Retirement Plans, IRAs, and Other Employee Benefits
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Determining how to allocate plan expenses is a fiduciary decision that must be done prudently.
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In a world of volatility and policy divergence, a multi-asset credit approach could offer the diversification and flexibility traditional fixed income can’t.
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Shifting demographics, technology innovations, and new employee expectations are shaping the workplace of the future. In order to retain and attract the best talent across the generations, you must meet the expectations of today’s employee.
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US equity outperformance vs. international equity outperformance has historically been cyclical.
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Veterans and their families make up almost 40% of the adult Social Security beneficiary population. Here’s what you should know about your benefits and eligibility.
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The Department of Labor will issue guidance for the selection and monitoring of alternative assets—including private funds—in asset allocation funds
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Fred Reish lists some of the most important issues for plan sponsors and fiduciaries to review at the year-end meeting.
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Many Americans rely on Social Security but may not be familiar with all the ins and outs of the program.
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Alex Tedder examines reasons for optimism, even amid elevated valuations, while Tom Wilson explores the factors that could sustain emerging-market equity performance in 2026.
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Staying invested in stocks despite negative news has historically been profitable.
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Historically, investors have been better served by staying invested rather than waiting for a “better” time to invest.
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The economy is not the stock market. In fact, stocks have generated positive returns on average during economic contractions.
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Adviser managed accounts are becoming increasingly popular in 401(k) plans. Fred Reish discusses what plan sponsors need to know about their fiduciary responsibility when providing this benefit to their participants.
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The merger or acquisition (M&A) of one company by another raises significant issues for their 401(k) plan. A knowledgeable financial professional can provide valuable assistance to the plan sponsors and fiduciaries in that process.
Understanding the differences between a traditional IRA and Roth IRA can help you decide which is best for you.
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When the plan sponsor’s 401k recordkeeper is sold, the plan’s fiduciaries have a duty to evaluate the impact this change may have on the plan and its participants.
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Including a self-directed brokerage account (SDBA) window in a 401k plan is a fiduciary act and the plan fiduciaries must prudently select and monitor the SDBA service provider.
The SECURE Act created a new type of plan—a pooled employer plan known as a PEP. Beginning January 1, 2021, these plans will play a significant role in the retirement plan market
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Volatility is part of the investment experience, but the longer an investor holds stocks, the greater the potential for an overall positive return.
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Selling stocks, bonds, or fund shares at a profit could have implications for your wallet beyond simply increasing its contents.
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Fred Reish reviews the DOL’s guidance on cybersecurity issues for retirement plans, focusing on how plan sponsors can mitigate these risks as part of their fiduciary responsibilities.
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Several fiduciary lawsuits have been filed against plan sponsors and fiduciaries for use of participant data by their 401(k) recordkeeper. Plan sponsors should evaluate how the data is used and decide on a course of action to prudently oversee that use.
Avoid paying unnecessary taxes on 529 withdrawals by sticking to qualified expenses.
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What you need to know when the market is down.
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The S&P 500 Index has generally rebounded strongly after its worst single-day declines.
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Financial aid is complicated, but here's what you need to know to set your family up for success.
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There are some little-known strategies you can use to bolster your retirement savings.
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Divorce is uncomfortable to discuss. However, not talking about its financial implications can create far greater discomfort.
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The big question you must consider when you change jobs is: What should I do with my old 401(k)?
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Your credit score is one of the factors lenders consider when you apply for a loan, mortgage, or credit card-and there are a lot of myths and misinformation about what influences it.
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Questions that build productivity, communication, and innovation for your team meetings
Dividend-paying stocks can help provide what investors want: growth potential with less risk.
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Limitless freedom often doesn't bring satisfaction in retirement.
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Share historical patterns of crisis and the market's ability to grow wealth through recessions and bear markets. Prepare clients to avoid panic decisions when the next "Crisis of the Day" makes headlines.
When the stock market plunges, seemingly safe decisions can lead to missed opportunities
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Worried or skeptical clients may make investment decisions intended to protect their portfolio but are ultimately detrimental. Help clients see past common investment illusions to reach their long-term goals.
Learn a powerful tool to help you make better financial decisions.
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Three key retirement-income planning questions can help you grow your business.
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How to make retirement happen by adjusting your view about life after work
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Events are a great way to connect with clients and prospects. By having a plan, you can execute the process with relative ease.
9 Probing Planning Questions You Probably Aren’t Asking
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When communicating in a crisis, it’s not what you say—it’s how you say it.
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Wondering when to file for Social Security benefits? Before you decide, there’s another important question you should ask.
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In weighing investment properties vs. stocks, it’s important to consider the pros and cons.
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Educating your clients about three main areas—timing, work, and taxes—can help them make the most of their benefits.
Clients don't want to hear, it's going to be okay
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Practical tips to help you feel secure while spending what you’ve earned.
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MIT AgeLab provides questions today’s aging consumers should consider to prepare for retirement’s uncertainties
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How to Turn Impromptu Conversations Into Prospecting Opportunities
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5 Ways Technology Will Change How You Age client presentation. You’ll discover a list of apps, sites, and devices to help your clients in five areas: Staying on the job, Stay connected to friends and family, Stay mobile, and Aging in the home of their choice.
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Learn the Social Security benefits spouses may be entitled to in four scenarios
As co-investments gain popularity, understanding their unique role in private equity can help investors approach the space with greater confidence.
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How incorporating private assets can improve clients’ investment outcomes.
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When it comes to financial planning, some birthdays are more important than others
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For some investors, investing in a separately managed account may have advantages over investing in mutual funds or ETFs.
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When volatility strikes, repetitive bad news can stoke investors’ fear and anxiety. Learn concrete steps to addressing how your clients feel as well as how they invest.
Amid continued macroeconomic and geopolitical volatility, we believe private markets could benefit from both cyclical and structural tailwinds that allow them to play a key role in diversified, resilient portfolios.
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Conduct an effective virtual meeting with ease while avoiding the most common mistakes
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How to Deal With a Lifetime’s Worth of Stuff
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Learn how you can use the 80/20 rule to retain clients and acquire new ones.
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How thinking about money affects our investment decision making.
Learn concrete and meaningful ways you can help your clients prepare for the "jobs" of longevity and live well.
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Evaluate the pros and cons of aging in place vs. assisted living, including cost, health, and social aspects.
When you factor in taxes and inflation, 12-month CDs haven’t offered a positive real return
for over a decade.
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Having a purpose can be the key to a fulfilling retirement. For some, a way of maintaining a sense of purpose may be continuing to work. This white paper offers 10 resources to help you find a job in retirement.
Discover key activities that can drive business results.
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Help clients manage the demanding role of spousal caregiving with three practical tips.
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Use this workbook to help clients navigate the four phases of an 8,000 day retirement.
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Clients can learn how familial attitudes and beliefs about money may influence their own financial decisions today.
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Differentiate your practice by thinking beyond traditional COIs (accountants and attorneys). Use LinkedIn to build a network of longevity professionals.
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Discovering top clients’ connections in seven categories can multiply the number of prospects in your pipeline.
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History shows that the performance of growth and value stocks has been cyclical. Each style has had its ups and downs over the years. Could the cycle be turning once again?
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Learn the options and implications for taking Social Security benefits and how to maximize them.
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What if the great thinkers like Plato, Socrates, and Confucius had retirement figured out thousands of years ago? Discover how ancient wisdom can lead to retirement satisfaction.
Many advisors struggle to connect quickly with clients and prospects. That’s because there are a variety of things that can get in the way. This engaging, interactive workshop will help you understand these obstacles and how to overcome them. You’ll enjoy practicing four ways to sharpen communication and better connect with others today
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Our advisor consultants can deliver this presentation at your client events to help them navigate 8,000 days of retirement.
With today’s rising lifespans, we could be facing roughly 20 or more years in retirement, which is approximately 8,000 days. Once thought of this way, it becomes clearer that retirement is not an end, but rather a new, complex, and unknown phase of life, during which so much could happen.
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Investment expertise, breadth of products, and how we go beyond investments to help address your clients’ individual needs and establish and deepen your relationships with them.
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Have a health savings account, but not contributing to it? You could be missing out.
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Many clients are distracted and unengaged, and traditional, numbers-based approaches to financial planning have lost effectiveness. MIT AgeLab has identified three simple yet revealing questions you should ask your clients to prompt an assessment of how prepared they are to live well in older age, and to help them commit to planning for that future today.
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Changing interest rates may have a significant effect on fixed-income investments.
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MIT AgeLab explains how to identify signs of investment anxiety in your clients. Learn how anxiety affects behavior, and steps you can take to help clients manage it.
Most advisors either don’t have a Google My Business listing or know what one is. See how having one could help prospects find you online.
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This fixed income callan chart shows that changes in the economy and interest rates can have a big impact on your fixed-income portfolio.
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Sticking with stocks in turbulent times requires patience—but it has historically paid off.
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According to Dr. Joseph Coughlin, director of the MIT AgeLab (agelab.mit.edu), retirement is made up of four phases (hartfordfunds.com/days). The Honeymoon Phase is the first one. Advertising portrays this time being filled with beaches, bike riding, and golf. It’s true that if you’ve stopped working, you’ll have more time for leisure activities. You might even think, “This is the life. This is what I want my retirement to be like.” But after a while, these activities can become routine. They might not provide the happiness we expected.
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History shows that asset classes move in and out of favor over time.
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Create a plan, then make sure to share it with your future college student.
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You may be hearing a lot about Bitcoin and wondering what it is and if it is right for you. Here are 10 facts that can help you understand its potential benefits and significant risks.
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Losing a job hurts. But you can take action now to carefully manage your exit while preparing for your next opportunity.
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While investing is considerably more complicated than most illusions, the market can also take advantage of our natural reactions. In fact, the most important principles of investing are almost all counter intuitive by comparison. Many times the natural reaction to a market situation can be counter-productive at best or a serious setback to your financial goals at worst.
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