• Products
  • Insights
  • Practice Management
  • Resources
  • About Us
FILTERS
cancel
Showing 272 results for "White Papers"
sort by
INSIGHTS ( 2 RESULTS)
How to Help Prevent Your Inner Alarm System From Hurting Your Investment Results
SUBSCRIBE
ORDER PRINTS
SAVE
If you don't need it right away, deferring your Social Security income can have significant advantages.
SUBSCRIBE
SAVE
PRACTICE MANAGEMENT (
OF 35 RESULTS)
Fred Reish explains the myriad of opportunities for plan sponsors to manage their fiduciary responsibility and reduce their exposure to potential liability.
SUBSCRIBE
ORDER PRINTS
SAVE
Discover technology resources that can make life easier for caregivers.
SUBSCRIBE
ORDER PRINTS
SAVE
How to help clients through the fourth phase of an 8,000 Day retirement. Many enter this phase alone, but they don’t have to be lonely.
SUBSCRIBE
ORDER PRINTS
SAVE
Communicating with someone with Alzheimer’s disease can be easier if we understand what’s happening in their brain and how it affects memory and communication.
SUBSCRIBE
ORDER PRINTS
SAVE
The Advocate Effect: 6 ways to influence what clients say about you to their friends and family.
SUBSCRIBE
ORDER PRINTS
SAVE
Investors need to remain calm when market volatility strikes, but it can be difficult to control our emotions. When we fear losing money or missing out on gains, emotions can influence our decision-making ability.
SUBSCRIBE
ORDER PRINTS
SAVE
Be prepared if you’re called on to provide caregiving to an aging loved one
SUBSCRIBE
ORDER PRINTS
SAVE
Conversation starters investors can use to encourage their sons or daughters to start improving their financial future.
SUBSCRIBE
ORDER PRINTS
SAVE
Why It Makes Sense to “Retire With” Something
SUBSCRIBE
ORDER PRINTS
SAVE
Fred Reish outlines how the use of dynamic QDIAs can replace the “one-size-fits-all” model with one that focuses on each participant as an individual with unique needs and goals.
SUBSCRIBE
SAVE
MIT AgeLab insights about how the pandemic has hit the job market in unprecedented ways, but one specific group has been struck the hardest: women over the age of 55. Have a game plan to help any of your affected clients.
SUBSCRIBE
ORDER PRINTS
SAVE
Why the MIT AgeLab recommends building a network of longevity-related professionals to help solve the challenges of longer retirements.
SUBSCRIBE
ORDER PRINTS
SAVE
Your clients may have a limited view of what’s possible in retirement. They’ve heard the traditional story of old age where everyone lives happily ever after in leisure-filled retirements. This story is exactly what some clients are looking for. But some of them get bored with this story. They’re not ready to retire and relax. They want something more. Us this workbook to help them create their new story.
SUBSCRIBE
ORDER PRINTS
SAVE
One-page overview of Hartford Funds teams resources.
SUBSCRIBE
ORDER PRINTS
SAVE
Uncovering their unique history with money can help clients gain a deeper understanding of their relationship with money, and change any behaviors that might be interfering with their financial success.
SUBSCRIBE
SAVE
Longevity is changing retirement (Do your services match up?)
SUBSCRIBE
SAVE
Use the 80/20 rule to retain your top clients, and acquire new ones by replicating those relationships.
SUBSCRIBE
ORDER PRINTS
SAVE
Understanding the impact of interest-rate changes on bond prices is crucial for effectively managing a fixed-income portfolio.
SUBSCRIBE
ORDER PRINTS
SAVE
Clients' expectations of financial professionals are increasing. Learn the value of networking with longevity-based professionals and how to host a longevity-panel client event.
SUBSCRIBE
ORDER PRINTS
SAVE
Avoid costly, panic-driven investment decisions during a crisis and remain focused on the long term
SUBSCRIBE
ORDER PRINTS
SAVE
See why college towns are ranked as some of the best places to retire
SUBSCRIBE
ORDER PRINTS
SAVE
While advisors have a lot of practice talking to their clients about estate and legacy planning, they don’t always take this same advice in preparing a succession plan for their own businesses. Learn 4 tips for succession planning
SUBSCRIBE
ORDER PRINTS
SAVE
Learn how to clearly define what role each person on your team plays.
SUBSCRIBE
ORDER PRINTS
SAVE
Help other business professionals master the art of time management. Use this coaching tool to help them stay on track and put you them in the best position possible to succeed
SUBSCRIBE
ORDER PRINTS
SAVE
The decision of whether or not to team up with another advisor is one of the most important considerations a financial advisor can make regarding the future of his or her business. Consider these topics when mulling over the idea of forming a team.
SUBSCRIBE
ORDER PRINTS
SAVE
One-page overview that provides tips on creating team roles and responsibilities.
SUBSCRIBE
ORDER PRINTS
SAVE
Find out why successful teams usually also have people in three key roles: the Finder, the Grinder, and the Minder.
SUBSCRIBE
ORDER PRINTS
SAVE
One-page overview about why annual offsite team meetings are necessary and suggested agenda topics. •
SUBSCRIBE
ORDER PRINTS
SAVE
One-page overview that provides best practices for implementing team meetings.
SUBSCRIBE
ORDER PRINTS
SAVE
An annual team offsite meeting is an opportunity to gather your team and spend time away from the office for a half-day annually. This piece provides a sample agenda for annual team offsite meetings and includes potential meeting topics.
SUBSCRIBE
ORDER PRINTS
SAVE
Stressed clients may question fees when portfolios are down. Learn how to respond effectively if you’re asked, “Why am I paying you to lose money?”
SUBSCRIBE
ORDER PRINTS
SAVE
Aging clients now expect financial advisors to prepare them for what they may confront in middle age and as older adults. Your ability to provide these services will depend not only on your value proposition, but the depth of your relationship with each client.
SUBSCRIBE
ORDER PRINTS
SAVE
Building Your Longevity Network” financial professional workbook. Learn how to build a network of longevity-related professionals to help solve the challenges of longer retirements and differentiate your practice.
SUBSCRIBE
ORDER PRINTS
SAVE
Some clients hit a rut in retirement. Too much golf and bike riding can get boring after a while. Inspire them to take on a learning adventure. The white paper explains how they can take courses from Harvard, MIT and other top colleges online for free.
SUBSCRIBE
ORDER PRINTS
SAVE
: The new year is a perfect time to assess your team: what’s working, if the communication is clear and open, and if there’s the necessary trust and respect. Schedule a formal offsite team meeting to review last year, consider this year’s goals, and build a written plan to execute. It’s also a great opportunity to remind your team what your value proposition is, clarify roles and responsibilities, and set team goals for next year.
SUBSCRIBE
ORDER PRINTS
SAVE
LITERATURE (
OF 235 RESULTS)
Thought leaders from Wellington Management and Schroders provide their outlook on issues that may influence markets and portfolios.
SUBSCRIBE
ORDER PRINTS
SAVE
A turbulent forecast: Mild recessions, slow growth, stubborn inflation, and continued volatility.
SUBSCRIBE
ORDER PRINTS
SAVE
Treasuries have risen in the wake of the central bank's late-2024 cuts. What gives?
SUBSCRIBE
ORDER PRINTS
SAVE
While an economic soft landing now seems likely, inflation and recession risks still remain.
SUBSCRIBE
ORDER PRINTS
SAVE
In weighing investment properties vs. stocks, it’s important to consider the pros and cons.
SUBSCRIBE
ORDER PRINTS
SAVE
The fundamentals point to a market bull that still has room to run.
SUBSCRIBE
ORDER PRINTS
SAVE
Investors took comfort in some of Trump's cabinet picks. The Fed provided relief with dovish rhetoric.
SUBSCRIBE
ORDER PRINTS
SAVE
If the Federal Reserve avoids a recession or a bear market this time around, it would defy the historical odds.
SUBSCRIBE
ORDER PRINTS
SAVE
Generous yields on cash typically don't last for very long.
SUBSCRIBE
ORDER PRINTS
SAVE
A high-level look at this wide-reaching investment asset class.
SUBSCRIBE
ORDER PRINTS
SAVE
We identify key fixed-income themes to watch in 2025, with an emphasis on how active investors can make the most of greater dispersion.
SUBSCRIBE
ORDER PRINTS
SAVE
For many companies, a stock split can reward existing shareholders and attract new investors.
SUBSCRIBE
ORDER PRINTS
SAVE
Fixed-income markets generated positive total returns to start the year as participants scrambled to assess tariff implications. Treasury yields rose initially, but DeepSeek news helped spark a reversal.
SUBSCRIBE
ORDER PRINTS
SAVE
There are parallels between building a strong fantasy football team and a strong portfolio.
SUBSCRIBE
ORDER PRINTS
SAVE
Now may be a particularly beneficial time to take advantage of investment losses in fixed income.
ORDER PRINTS
SAVE
After the bear market in bonds, investors could be forgiven for giving up on the asset class. That could be a mistake.
SUBSCRIBE
ORDER PRINTS
SAVE
Yields? Distributions? Yield-to-Worst? What you emphasize depends on what clients want from a bond fund.
SUBSCRIBE
ORDER PRINTS
SAVE
Fixed-income markets limped to the finish line to close a mostly upbeat year. The Fed cut rates again, but messaging turned hawkish.
SUBSCRIBE
ORDER PRINTS
SAVE
Our human-centric investing approach considers how the markets impact your clients’ mindsets, as well as how societal influences, generational differences, and their stages of life shape them as investors. Our modules can help you deepen client relationships, grow your business, and separate yourself from the competition.
SUBSCRIBE
ORDER PRINTS
SAVE
Yields? Distributions? Yield-to-Worst? What you emphasize depends on what clients want from a bond fund.
SUBSCRIBE
ORDER PRINTS
SAVE
The mega-themes reshaping the world economy may provide opportunities and risks for investors in equities.
SUBSCRIBE
ORDER PRINTS
SAVE
Your employer’s retirement plan is a great way to help you achieve retirement security. Here are three ways you can potentially maximize your savings.
SUBSCRIBE
ORDER PRINTS
SAVE
My base case for the US economy in 2024 is slower nominal growth and policy normalization.
ORDER PRINTS
SAVE
A fracturing of the global order will create risks and opportunities for investors.
SUBSCRIBE
ORDER PRINTS
SAVE
Big changes for IRA and retirement plan RMDs
SUBSCRIBE
ORDER PRINTS
SAVE
This flyer provides an overview of the MIT AgeLab and the insights they provide.
SUBSCRIBE
SAVE
The greatest risk facing plan sponsors is that they aren’t aware of this new requirement.
SUBSCRIBE
ORDER PRINTS
SAVE
11/8/2023
5 key provisions in the SECURE 2.0 Act can help you attract and retain employees.
SUBSCRIBE
ORDER PRINTS
SAVE
Big changes coming to 401(k) catch-up contributions
SUBSCRIBE
ORDER PRINTS
SAVE
If rising rates cause stable value funds to incur a market value adjustment, fiduciaries don’t violate their fiduciary duties as long as they engage in a prudent process when selecting and monitoring the stable value fund.
SUBSCRIBE
ORDER PRINTS
SAVE
Fred Reish reviews recent guidance for mandatory provisions of the SECURE 2.0 Act
SUBSCRIBE
ORDER PRINTS
SAVE
Higher interest rates and inflation may favor international investing going forward.
ORDER PRINTS
SAVE
Fixed income comes in many flavors and can serve a variety of roles in a portfolio.
ORDER PRINTS
SAVE
With uncertainty on the horizon, talk to your financial professional about investing in fixed income designed to be less sensitive to interest-rate changes.
ORDER PRINTS
SAVE
A framework that seeks to improve returns in a variety of macro environments
SUBSCRIBE
ORDER PRINTS
SAVE
Investing after the market reaches an all-time high has historically been profitable.
SUBSCRIBE
ORDER PRINTS
SAVE
The story of concentrated markets has historically had a very unhappy ending.
SUBSCRIBE
ORDER PRINTS
SAVE
Dollar-cost averaging has potential advantages—especially in volatile markets.
SUBSCRIBE
ORDER PRINTS
SAVE
Help clients remain in the home of their choice in retirement.
SUBSCRIBE
ORDER PRINTS
SAVE
Reducing volatility doesn’t have to mean giving up decent returns.
SUBSCRIBE
ORDER PRINTS
SAVE
As companies remain private longer, the private-company universe may be paving the way for future opportunities.
SUBSCRIBE
ORDER PRINTS
SAVE
TBD
SUBSCRIBE
ORDER PRINTS
SAVE
A collection of charts to help you navigate volatility.
SUBSCRIBE
ORDER PRINTS
SAVE
Some of the most important regulations will impact 401(k) and 403(b) plans in 2025.
SUBSCRIBE
ORDER PRINTS
SAVE
Staying invested despite events can pay off in the long run.
SUBSCRIBE
ORDER PRINTS
SAVE
Thoughts on the market implications after Donald Trump’s decisive victory.
SUBSCRIBE
ORDER PRINTS
SAVE
Fred Reish outlines how delivering annual plan reviews to your plan sponsors is a best practice to keep the plan and participants, retirement ready.
SUBSCRIBE
ORDER PRINTS
SAVE
Fred Reish discusses what the courts, and election, could mean for rollover recommendations.
SUBSCRIBE
ORDER PRINTS
SAVE
A collection of charts to help you navigate volatility surrounding elections and political uncertainty.
SUBSCRIBE
ORDER PRINTS
SAVE
College can be expensive, but there are abundant grants and scholarships available if you know where to look.
SUBSCRIBE
ORDER PRINTS
SAVE
Because writing an occasional check for your favorite charity only goes so far.
SUBSCRIBE
ORDER PRINTS
SAVE
Exploring the potential impact of increased US corporate capital spending and fixed-income investing.
SUBSCRIBE
ORDER PRINTS
SAVE
US exceptionalism will remain a focus for markets, but the big question is how long it can last.
SUBSCRIBE
ORDER PRINTS
SAVE
Following an election triumph, Trump’s second term aims for swift action on key policy areas.
SUBSCRIBE
ORDER PRINTS
SAVE
Cash has become more appealing due to higher interest rates. But while it clearly has merits, there are also drawbacks.
SUBSCRIBE
ORDER PRINTS
SAVE
Make equity risk work harder to enhance capital growth potential.
SUBSCRIBE
ORDER PRINTS
SAVE
Potential tax advantages make ETFs an excellent option for tax-conscious investors.
SUBSCRIBE
ORDER PRINTS
SAVE
Protect yourself from financial fraud in the digital age.
SUBSCRIBE
ORDER PRINTS
SAVE
Considering investing in equities across the pond? Here’s what you should know before jumping in.
SUBSCRIBE
ORDER PRINTS
SAVE
History shows fixed-income returns have been resilient after negative years.
SUBSCRIBE
ORDER PRINTS
SAVE
Just like an annual checkup keeps you physically well, considering the following items each year can help keep you financially healthy, too.
SUBSCRIBE
ORDER PRINTS
SAVE
Taking required minimum distributions from your retirement savings can be tricky. We can help.
SUBSCRIBE
ORDER PRINTS
SAVE
Trump’s second term brings ambitious plans for immigration, energy, and financial reforms amid a slim margin in Congress.
SUBSCRIBE
ORDER PRINTS
SAVE
Serving your country entitles you and your family to some bespoke financial benefits.
ORDER PRINTS
SAVE
How long you're invested matters much more than how much you've invested.
SUBSCRIBE
SAVE
Remaining steadfast amid political and policy changes has benefited investors.
SUBSCRIBE
ORDER PRINTS
SAVE
Dire financial predictions about past presidents have usually proven to be wrong.
SUBSCRIBE
ORDER PRINTS
SAVE
“Safe” investments can be tempting but may mean foregoing better returns over time.
SUBSCRIBE
ORDER PRINTS
SAVE
Like sunshine after rain, up markets always follow down markets. Here’s what you need to know about rising, or bull, markets
SUBSCRIBE
ORDER PRINTS
SAVE
Bonds may offer an attractive entry point for long-term investors.
SUBSCRIBE
ORDER PRINTS
SAVE
The IPS should be a set of guidelines to help, not hinder work.
SUBSCRIBE
ORDER PRINTS
SAVE
Help plan sponsors address deficiencies and identify areas of opportunity in their retirement plan.
SUBSCRIBE
ORDER PRINTS
SAVE
Properly structured meetings can help plan fiduciaries engage in prudent processes and decision making
SUBSCRIBE
ORDER PRINTS
SAVE
Not all PEPs are the same and financial professionals need to understand how they match up with the needs of plan sponsors.
SUBSCRIBE
ORDER PRINTS
SAVE
Fred Reish discusses the types of managed accounts and the value that they can provide.
SUBSCRIBE
SAVE
Fred Reish discusses how retirees can create retirement income so that it lasts for their lifetime
SUBSCRIBE
ORDER PRINTS
SAVE
Thought leaders from Wellington Management and Schroders provide their outlook on issues that may influence markets and portfolios.
SUBSCRIBE
ORDER PRINTS
SAVE
The economic backdrop is still conducive for returns, but diversification will be essential for building resilient portfolios.
SUBSCRIBE
ORDER PRINTS
SAVE
Valuations in many markets are broadly cheap, and since a great deal of uncertainty is already priced in, there may be opportunities to consider adding to exposures in the coming months.
SAVE
Donald Trump’s second administration is expected to bring significant policy changes, with concurrent impacts on inflation, trade, and economic growth.
ORDER PRINTS
SAVE
Historically, even the most generous CD rates have often been outpaced by other investments.
ORDER PRINTS
SAVE
After decades in hibernation, inflation’s back. Here are the basics about this invisible thief.
SUBSCRIBE
SAVE
Assuming these tariffs hold for the next month, market-based inflation expectations for the coming year look too low.
ORDER PRINTS
SAVE
Active fixed-income approaches have historically outperformed their passive counterparts and may add value by aligning with an investor’s objectives.
ORDER PRINTS
SAVE
Sharp market declines can be painful, but stocks tend to bounce back relatively quickly.
SUBSCRIBE
ORDER PRINTS
SAVE
Fred Reish breaks down proposed IRS guidance on automatic enrollment
SUBSCRIBE
ORDER PRINTS
SAVE
See how your 401(k) plan stacks up to industry averages.
SUBSCRIBE
SAVE
Trump’s policies on spending cuts, tariffs, and immigration could reshape the future of the US economy.
SUBSCRIBE
ORDER PRINTS
SAVE
Investors are finally getting paid for holding cash, but there are risks in holding too much cash.
ORDER PRINTS
SAVE
Sticking with stocks in turbulent times requires patience—but it has historically paid off.
SUBSCRIBE
ORDER PRINTS
SAVE
Sustainable investing covers a wide range of approaches. Here are some key things to consider.
SUBSCRIBE
ORDER PRINTS
SAVE
With today’s rising lifespans, we could be facing roughly 20 or more years in retirement, which is approximately 8,000 days. Once thought of this way, it becomes clearer that retirement is not an end, but rather a new, complex, and unknown phase of life, during which so much could happen.
SUBSCRIBE
ORDER PRINTS
SAVE
Once you've identified your income-tax bracket, a simple math formula can help you decide if tax-exempt municipal bonds are right for you.
SUBSCRIBE
ORDER PRINTS
SAVE
Recent performance has favored passive investing. But a look at the big picture shows how performance moves in cycles and reveals why active management isn't dead.
SUBSCRIBE
ORDER PRINTS
SAVE
While emerging markets have faced a tough decade, the 3D reset may now be paving the way for new opportunities.
SUBSCRIBE
ORDER PRINTS
SAVE
The market is already anticipating the impact of AI, but many questions still remain unclear.
SUBSCRIBE
ORDER PRINTS
SAVE
Discover how high-anxiety clients behave, and how can a financial professional can actively address how they feel as well as how they invest.
SUBSCRIBE
ORDER PRINTS
SAVE
Discover why retirement complexity increases as we age and how to prepare for it. By sharing and discussing this piece with your clients, they’ll see you as an advisor who helps them plan for their entire retirement, not just the fun phase.
SUBSCRIBE
ORDER PRINTS
SAVE
Client piece that helps clients discuss eldercare with their aging parents.
SUBSCRIBE
ORDER PRINTS
SAVE
Increasing interest in managed accounts has caught the eye of plaintiff’s attorneys. Fred Reish discusses steps advisers can take to reduce their risks.
SUBSCRIBE
ORDER PRINTS
SAVE
The IRS recently issued guidance on several SECURE 2.0 Act provisions, including the treatment of catch-up contributions for high earners.
SUBSCRIBE
ORDER PRINTS
SAVE
Stories of clients who’ve made Social Security decisions and experienced the outcomes can provide valuable insight to pre-retirees.
SUBSCRIBE
ORDER PRINTS
SAVE
Fred Reish reviews the DOL’s final fiduciary rule and its impact is much broader than just rollovers
SUBSCRIBE
ORDER PRINTS
SAVE
Being able to drive can be an important for clients’ aging loved ones to maintain their independence and stay healthy. But what if it becomes dangerous for them to drive?
SUBSCRIBE
ORDER PRINTS
SAVE
Learn an easier way to prospect by finding ideal prospects with LinkedIn. Then learn how to turn those prospects into clients.
SUBSCRIBE
ORDER PRINTS
SAVE
The government's formula rewards workers who keep earning income for at least 35 years.
SUBSCRIBE
ORDER PRINTS
SAVE
If you expect to be in a similar or higher tax bracket when you retire as you are today, consider converting some of your retirement assets to a tax-free Roth IRA account.
ORDER PRINTS
SAVE
If you’re planning to age in your home, procrastination cost you. Not making necessary age-friendly modifications could result in an injury, forcing you out of your home and into assisted living or a nursing home. A Certified Aging in Place Specialist (CAPS) can help you with planning and making your home safer for aging.
SUBSCRIBE
ORDER PRINTS
SAVE
Veterans and their families make up almost 40% of the adult Social Security beneficiary population. Here’s what you should know about your benefits and eligibility.
SUBSCRIBE
ORDER PRINTS
SAVE
Schroders’ experts share their longer-term views on what a second Trump administration could mean for the US economy and world trade, global equities, fixed income, and the energy transition.
SUBSCRIBE
ORDER PRINTS
SAVE
Investing in a Roth IRA at an early age could help set you up for a comfortable retirement.
SUBSCRIBE
ORDER PRINTS
SAVE
Knowing where to start and what options are available can help you advocate for your child and prepare for their financial future.
ORDER PRINTS
SAVE
Where to Turn for Help When You Are the Helper
SUBSCRIBE
ORDER PRINTS
SAVE
Planning for your future student? Here’s 10 ways you can make college costs a little more manageable.
SUBSCRIBE
ORDER PRINTS
SAVE
Some investors are worried that inflation is set to rise. We look at which equity sectors could prove to be the most resilient.
SUBSCRIBE
ORDER PRINTS
SAVE
Changing interest rates may have a significant effect on fixed-income investments.
SUBSCRIBE
ORDER PRINTS
SAVE
Understanding the differences between a Roth 401(k) and a traditional, pre-tax 401(k) account can help you get the most out of your benefits.
SUBSCRIBE
ORDER PRINTS
SAVE
A downturn could actually be good news for long-term investors—if everyone stays calm and has a plan.
SUBSCRIBE
ORDER PRINTS
SAVE
Learning the Rule of 72 gives you a simple guide for how long it could take to grow your investments.
SUBSCRIBE
ORDER PRINTS
SAVE
The new SECURE 2.0 Act contains key provisions that give investors more access to Roth accounts.
SUBSCRIBE
ORDER PRINTS
SAVE
Rather than giving in to fear, staying invested has historically been more effective in the long term.
SAVE
2025 IRS Limits for Retirement Plans, IRAs, and Other Employee Benefits
SUBSCRIBE
ORDER PRINTS
SAVE
Is all the talk about dividend-paying stocks just a fad? Or is there real merit to the dividend argument, particularly at this point in market history?
SUBSCRIBE
ORDER PRINTS
SAVE
Many Americans rely on Social Security but may not be familiar with all the ins and outs of the program.
SUBSCRIBE
ORDER PRINTS
SAVE
In times of volatility, timing the market may seem tempting. But doing so is impossible and may be a costly mistake.
SUBSCRIBE
ORDER PRINTS
SAVE
Municipal bonds tend to be popular with wealthy investors, but their generally tax-exempt status makes them appealing for investors in a variety of tax brackets.
SUBSCRIBE
ORDER PRINTS
SAVE
Spark joy and part with all those old statements, tax returns, and utility bills.
SUBSCRIBE
ORDER PRINTS
SAVE
If you weren't around to tell them, would your loved ones be able to find your most important information?
SUBSCRIBE
ORDER PRINTS
SAVE
No matter whether the White House and Congress are unified or divided, the stock market tends to march higher.
SUBSCRIBE
ORDER PRINTS
SAVE
Whether college is 18 years away or around the corner, there are steps you can take to help your child avoid student debt.
SUBSCRIBE
ORDER PRINTS
SAVE
Help surviving loved ones cope after you're no longer here.
SUBSCRIBE
ORDER PRINTS
SAVE
Medicare can be tough to understand. It doesn’t have to be.
SUBSCRIBE
ORDER PRINTS
SAVE
Hartford Funds offers four presentations that qualify for PDCs towards recertifying your SHRM designation
SUBSCRIBE
ORDER PRINTS
SAVE
Fred Reish reviews key provisions of the SECURE 2.0 Act that become effective in 2025 and beyond.
SUBSCRIBE
ORDER PRINTS
SAVE
Could the recent US Supreme Court ruling upend any DOL regulations?
ORDER PRINTS
SAVE
Plan sponsors and their financial professionals should be aware of the issue and consider whether steps should be taken to reduce risk.
SUBSCRIBE
ORDER PRINTS
SAVE
Fred Reish lists some of the most important issues for plan sponsors and fiduciaries to review at the year-end meeting.
SUBSCRIBE
ORDER PRINTS
SAVE
Fred Reish discusses how by properly managing high-risk issues, plan sponsors can reduce their fiduciary liability insurance costs and, more importantly, reduce their chances of being sued.
SUBSCRIBE
SAVE
When plan sponsors select investment managers for participant accounts, they are acting as fiduciaries under ERISA. As a result, they must engage in a prudent process to select the investment advisers and then, at appropriate intervals, must prudently monitor their performance. This article discusses some of the key considerations for doing those jobs.
SUBSCRIBE
ORDER PRINTS
SAVE
Fred Reish details how the myth that ERISA favors passively managed funds over actively managed funds is not correct.
SAVE
This quarter-by-quarter checklist serves as a practical way to ensure plan committees spend time each year on the most important issues that affect their plans.
SUBSCRIBE
ORDER PRINTS
SAVE
The new multigenerational workscape provides unprecedented opportunity for employers—if they know how to create and cultivate it. In order to retain and attract the best talent across the generations, plan sponsors must meet the expectations of today’s employee.
SUBSCRIBE
SAVE
Get introductions to clients’ contacts by offering to help their anxious friends and family members.
SUBSCRIBE
ORDER PRINTS
SAVE
Education and longevity are raising clients’ expectations of advice. A client-focused framework models what may be considered valuable to different generations using three distinct value propositions.
SUBSCRIBE
SAVE
Shifting demographics, technology innovations, and new employee expectations are shaping the workplace of the future. In order to retain and attract the best talent across the generations, you must meet the expectations of today’s employee.
SUBSCRIBE
SAVE
Help clients achieve not only financial security, but also be proactive in helping them understand the challenges old age will present—and resources to overcome them.
SUBSCRIBE
ORDER PRINTS
SAVE
Once the fiduciaries at a plan sponsor make the decision to hire investment expertise, they need to decide whether to engage with a 3(21) or a 3(38) investment advisor.
SUBSCRIBE
ORDER PRINTS
SAVE
Determining how to allocate plan expenses is a fiduciary decision that must be done prudently.
SUBSCRIBE
ORDER PRINTS
SAVE
As a new administration comes into office in 2025, there could be significant changes from the policies of the prior four years.
SUBSCRIBE
ORDER PRINTS
SAVE
Learn about the new array of devices and services that will make it easier for us to work, stay healthy, and live at home as we age, all while remaining connected to friends and family
SUBSCRIBE
ORDER PRINTS
SAVE
Multiple favorable trends may explain why Wall Street expects to see the strongest earnings gains come from small caps in 2025.
SUBSCRIBE
ORDER PRINTS
SAVE
Three Questions that Can Predict Future Quality of Life whitepaper
SUBSCRIBE
ORDER PRINTS
SAVE
To attract and retain the best talent, employers will need to adapt to the shifting priorities of today's workers. This workbook provides practical ways to achieve that.
SUBSCRIBE
SAVE
Volatility is an ever-present part of investing.
SUBSCRIBE
ORDER PRINTS
SAVE
Donkeys, elephants, bears, and bulls: Why who is in the White House or Congress may matter less than you think.
SUBSCRIBE
ORDER PRINTS
SAVE
There can be a downside to playing it "safe" if your assets are in investments that don't keep pace with inflation.
SUBSCRIBE
ORDER PRINTS
SAVE
For married couples in need of a strategy, spousal benefits could play an important role.
SUBSCRIBE
ORDER PRINTS
SAVE
US equity outperformance vs. international equity outperformance has historically been cyclical.
SUBSCRIBE
ORDER PRINTS
SAVE
Your clients may have a limited view of what’s possible in retirement. They’ve heard the traditional story of old age where everyone lives happily ever after in leisure-filled retirements. This story is exactly what some clients are looking for. But some of them get bored with this story. They’re not ready to retire and relax. They want something more. Help them create their new story.
SUBSCRIBE
ORDER PRINTS
SAVE
When the plan sponsor’s 401k recordkeeper is sold, the plan’s fiduciaries have a duty to evaluate the impact this change may have on the plan and its participants.
SUBSCRIBE
ORDER PRINTS
SAVE
The merger or acquisition (M&A) of one company by another raises significant issues for their 401(k) plan. A knowledgeable financial professional can provide valuable assistance to the plan sponsors and fiduciaries in that process.
SUBSCRIBE
ORDER PRINTS
SAVE
Financial aid is complicated, but here's what you need to know to set your family up for success.
SUBSCRIBE
ORDER PRINTS
SAVE
What you need to know when the market is down.
ORDER PRINTS
SAVE
Whether you've just received a layoff notice from your employer or you're worried that one may be coming, here are 10 things you should consider doing now to prepare for a layoff.
SUBSCRIBE
ORDER PRINTS
SAVE
There are some little-known strategies you can use to bolster your retirement savings.
SUBSCRIBE
ORDER PRINTS
SAVE
The big question you must consider when you change jobs is: What should I do with my old 401(k)?
SUBSCRIBE
ORDER PRINTS
SAVE
Avoid paying unnecessary taxes on 529 withdrawals by sticking to qualified expenses.
SUBSCRIBE
ORDER PRINTS
SAVE
Understanding the differences between a traditional IRA and Roth IRA can help you decide which is best for you.
SUBSCRIBE
ORDER PRINTS
SAVE
Selling stocks, bonds, or fund shares at a profit could have implications for your wallet beyond simply increasing its contents.
SUBSCRIBE
ORDER PRINTS
SAVE
Staying invested in stocks despite negative news has historically been profitable.
SUBSCRIBE
ORDER PRINTS
SAVE
Divorce is uncomfortable to discuss. However, not talking about its financial implications can create far greater discomfort.
SUBSCRIBE
ORDER PRINTS
SAVE
The economy is not the stock market. In fact, stocks have generated positive returns on average during economic contractions.
SAVE
Historically, investors have been better served by staying invested rather than waiting for a “better” time to invest.
ORDER PRINTS
SAVE
Volatility is part of the investment experience, but the longer an investor holds stocks, the greater the potential for an overall positive return.
SUBSCRIBE
ORDER PRINTS
SAVE
Your credit score is one of the factors lenders consider when you apply for a loan, mortgage, or credit card, or even sign up for a cell phone plan. Although most consumers have credit scores, there are a lot of myths and misinformation about what influences them.
ORDER PRINTS
SAVE
Fred Reish reviews the DOL’s guidance on cybersecurity issues for retirement plans, focusing on how plan sponsors can mitigate these risks as part of their fiduciary responsibilities.
SUBSCRIBE
ORDER PRINTS
SAVE
Several fiduciary lawsuits have been filed against plan sponsors and fiduciaries for use of participant data by their 401(k) recordkeeper. Plan sponsors should evaluate how the data is used and decide on a course of action to prudently oversee that use.
SUBSCRIBE
SAVE